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  • Oh, No! Not Another Government Program
    be viewed as the risk that benefit claims on annuity products exceed what has been reserved on account ... be paid as promised. Having the backing of the U.S. federal government is the single most secure ap‑ ...

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    • Authors: Mark Shemtob
    • Date: Sep 2016
    • Competency: Professional Values>Public interest representation; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Pension Section News
    • Topics: Demography>Longevity; Pensions & Retirement>Retirement risks; Public Policy
  • A Portfolio Approach to Retirement Income Security
    of their Social Security benefits or buying an annuity, but in the process, they’ll reduce the amount ... dividend income • Buying a guaranteed lifetime annuity from an insurance com- pany (think of it as a ...

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    • Authors: Steven Vernon
    • Date: May 2016
    • Competency: Communication>Difficult message delivery; Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial methods in business operations; Leadership>Thought leadership; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Pension Section News
    • Topics: Annuities>Fixed annuities; Annuities>Individual annuities; Annuities>Investment strategy - Annuities; Demography>Longevity; Economics>Behavioral economics; Finance & Investments>Asset allocation; Pensions & Retirement>Defined contribution and 401k plans
  • Important Information from the Living to 100 Project: Some Comments from a Pension Actuary about the Implications of Longer Lives
    research about increasing life expectancy, high age mortality data and modeling issues, and the societal implications ... be particularly interested in the paper on “Mortality Projections for the Social Security System of ...

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    • Authors: Anna M Rappaport
    • Date: Jan 2015
    • Competency: Strategic Insight and Integration>Big picture view
    • Publication Name: Pension Section News
    • Topics: Demography>Longevity; Demography>Population data
  • Designing and Communicating Retirement Plans for "Humans"
    in their DC plans, offering both investing and annuity solutions, and integrating with Social Security ... income from Social Security, pensions and/or an annuity, optimal solu- tions would invest remaining assets ...

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    • Authors: Steven Vernon
    • Date: May 2016
    • Competency: Communication>Difficult message delivery; Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial methods in business operations; Leadership>Thought leadership; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Pension Section News
    • Topics: Annuities>Fixed annuities; Annuities>Individual annuities; Demography>Longevity; Economics>Behavioral economics; Finance & Investments>Asset allocation
  • The Big Picture: Highlights from the Impact of Aging Sessions at the 2017 Living to 100 Symposium
    ILC- UK’s forthcoming research finds that the U.S. pension system is pretty good in terms of affordability ... spring. While the findings suggest that a young U.S. worker on aver- age wage may not face the same savings ...

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    • Authors: John Cutler
    • Date: Jun 2017
    • Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
    • Publication Name: Pension Section News
    • Topics: Demography>Longevity; Global Perspectives; Pensions & Retirement; Public Policy; Social Insurance