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Nonparticipating Adjustable Individual Life Policies
Nonparticipating Adjustable Individual Life Policies This paper considers in more detail the differences ... that can adjust directly to future changes in mortality and interest valuation bases. A discussion of ...- Authors: Solomon Goldfinger, Spencer Koppel, Thomas C Powell
- Date: Oct 1979
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Actuarial Guideline XLIX (AG49): Past, Present and Future
(2015) Prior to the initial adoption of AG49, the NAIC’s Life Insurance Illustration Model Regulation (#582) ... practices across the industry. In 2015, the NAIC’s Life Actuarial Task Force (LATF) developed AG49 with ...- Authors: Richard John Hoffer, Alexander Tall, Kathryn van Ryn
- Date: Jun 2023
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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Pricing in a Levelized Commission Environment
in a Levelized Commission Environment by Michael S. Taht . . . . . . . . . . . . . 1 page Product Development ... Bob Littell . . . . . . . . . . . . . . . . . 3 TABLE 1 Typical Commission Scales as a Percentage of Premium ...- Authors: Michael Taht
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Time to Embrace Inclusive Insurance
with diabetes in the UK is around 4.9 million; it’s estimated that by 2030 that number will be 5.5 million ... population will be living with a cancer diagnosis.[2] It’s not only chronic physical conditions that are trending ...- Authors: Zoe Woodroffe
- Date: Jan 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Reinsurance News
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance
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Insights in Life PBR Practices
Standards Board targeted improvements, variable annuity reform, IFRS updates). Stakeholders need to be ... moved to PBR. Further information is presented in Table 1. Although a similar number of companies implemented ...- Authors: Kevin Carr, Dylan Strother, Chris Whitney, Haley Christine Jeorgesen , Simon Gervais
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life
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Adjustable Life Products
modify the cash value mortality table, and possibly also the dividend mortality table. These modified tables ... others will be of the limited pay life variety. Mortality can be looked at in two ways. It can be varied ...- Authors: John E Aschenbrenner, Gerald R Chapman, Samuel H Turner, Alice M Neenan
- Date: Jun 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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The Driving Force Behind Participating - Universal Life - Nonguaranteed Element Product Development
CHRISTIAN J. DESROCHERS PHILIP K. POLKINGHORN LINDA S. STRECK Recorder: MARK A. TULLIS A panel of experts ... commodities, both in the life insurance area, and the annuity area. I think there's a couple of reasons for this ...- Authors: Christian J DesRochers, Philip Polkinghorn, Linda S Streck, Mark A Tullis
- Date: May 1994
- Competency: Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Adjustable Life Products
Industry awards such as Million Dollar Round Table and National Quality Awards, and company awards ... NY Section 213 pose any problems? f. How can mortality and lapse studies be made after the first change ...- Authors: James C Charling, J Stanley Hill, Wilfred A Kraegel, Robert L Senkler, Robert D Houge
- Date: May 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Corporate-Owned Life Insurance COLI
rate basis 789 RECORD, VOLUME 21 and the mortality charges applicable to predefined case parameters ... makes illustrations fun and is why we do that. Mortality or risk charges, whether in group or individual ...- Authors: John Coleman, Steven Eisenberg, Judy Faucett, Timothy Millwood, John Ryan
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Instant Issue for Life Insurance Products
judgment-based processing, and the other is a table-based processing. The original or initial expert ... philosophy or environment. That leads us to the table-based system, which most of the expert underwriting ...- Authors: Edward A Turner, Charlotte A Lee, Bill L Moore, James A Fritz
- Date: May 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance