Description: Panelists at this session of the SOA 1997 Palm Desert Spring Meeting identify various issues that would affect a company's decision to enter the market for insurance for the terminally ill.

Description: This report examines mortality and other actuarial assumptions for products sold at older ages.

Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss underwriting for occupations such as aviation, where traditionally additional charges over standard rates have been made. In light of improving mortality from occupational hazards, the participants discuss whether most occupations should be rated standard, and the impact of such changes.

Description: This report presents the compilation of data received from life companies responding to a survey on preferred risk underwriting and provides opinions of the Task Force on Preferred Underwriting with respect to future trends.

Description: This article summarizes the findings of the 2020/2021 Milliman UL/IUL/VUL survey. The survey covers a range of specific product and actuarial issues and the results provide a good tool for benchmarking

Description: This session at the SOA 1981 New York Regional Meeting examines the practice of life insurance risk classification, societal changes in their view of the practice and the industry's response to those pressures.

Description: This article discusses whether or not the Preferred risk class wears off over time.

Description: This session at the SOA 2004 Annual Meeting looks at current underwriting issues including the tools underwriters now use for appraising risk in various markets, the impact of preferred exceptions and business decisions from a pricing and claims perspective, and new ideas for assessing risk at older ages.

Description: The authors present a ‘theoretical basis for a computerized methodology for estimating biological age - a measure of time to death.’ The authors discuss how they reproduce the human underwriting of a life insurance company using a computerized methodology. Includes discussion and author’s review of discussion. From Transactions of Society of Actuaries 1983 Volume 35.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss various issues around guaranteed issue insurance, including companies writing it, restrictions deemed necessary such as preunderwrting as to eligibility, maximum/minimum insurance limits, and minimum number of lives use of special rate bases, dividend classifications, and commission scales expected experience and tendency of better risks to terminate and impaired lives to remain. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.