Description: Cover letter that explains the study, the expected results and the other 5 accompanying documents. The purpose of the study is to collect preferred class structure mortality to support new reserving methods based on multiple preferred and standard class mortality experience.

Description: The goal of this paper is to develop best possible estimates for the higher moments of a distribution of a positive bounded random variable, such as claim amounts, where these estimates are given in terms of the mean.

Description: This paper reviews recursive formulas for aggregate claim distributions. Followed by a submitted discussion paper

Description: This section discusses several insurance-related legal cases from 1953 including: 1. STATUTE REQUIRING APPLICATION TO BE ATTACHED EFFECT OF ATTACHING EXTRA PAPER: Nacchio v. New York Life Insurance Company 2. DATE Or LAPSEPoLICY NOT EFFECTIVE UNTIL DELIVERY: Pyramid Life Insurance Company vs. Williams 3. DOUBLE INDEMNITYWAIVER AND ESTOPPELINSURER'S FAILURE TO INFORM INSURED POLICY WAS NOT ISSUED AS APPLIED FOR: Woodmen of the World Life Insurance Society vs. Counts 4. KILLING OF INSURED BY HEIRINHERITANCE OF POLICY PROCEEDS: Strickland vs. Wysowatcky, 5. PREMIUM TAXES-RETALIATION: Massachusetts Mutual Life Insurance Company vs. Parkinson, 6. AGENT AS BENEFICIARY-CONFIDENTIAL RELATIONSHIP: Fifield vs. Crowe, 7. MISREPRESENTATION As TO OCCUPATION AND HABITSPROFESSIONAL GAMBLER: DeBellis vs. United Benefit Life Insurance Company, 8. WAR EXCLUSION-UNDECLARED WAR: Beley vs. Pennsylvania Mutual Life Insurance Company, 9. DOUBLE INDEMNITYAVIATION EXCLUSIONMILITARY EXCLUSION: Western Reserve Life Insurance Company vs. Meadows, 10. STATF LIFE FUNDREJECTION OF ALL COLORED APPLICANTS: Lange vs. Rancher

Description: This paper looks at the following cases: Metropolitan Life Insurance Company v. Fugate, Rodriguez v. Pan American Life Insurance Company, Cain v. John Hancock Mutual Life Insurance Company, Steven v. Fidelity and Casualty Company, and Old Republic Life Insurance Company v. Thacher.

Description: This paper looks at the following cases: 1. DOING BUSINESS BY MAIL SERVICE OF PROCESS: Travelers Heath Association v. Virginia, 2. AVIATION EXCLUSION FAILURE OF INSURED TO SIGN RESTRICTIVE RIDER: McDaniel v. California-Western States Life Insurance Company, 3. WAR RIDER WAIVER BY ACCEPTANCE OF PREMIUMS: White v. New York Life Insurance Company, 4. MISREPRESENTATION IN APPLICATION MINORS BINDING EFFECT: Modern Woodmen of America v. Stevens, 5. DISABILITY BENEFITS INSANITY AS EXCUSING NOTICE: Chagnon v. Metropolitan Life Insurance Company, 6. AGENTS' COMPENSATION AMOUNT NOT AGREED TO IN ADVANCE: Metropolitan Life Insurance Company v. Durkin, 7. GOVERNMENT ALLOTMENTPAYMENT OF PREMIUMS IN ERROR: Atlas Life Insurance Company v. Davis, 8. EFFECTIVE DATESUBSTANDARD INSURANCE: Republic National Life Insurance Company v. Hall.