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  • STATE OF MARYLAND ADDS NEW INITIATIVE TO RAISE AWARENESS OF LTC CRISIS
    STATE OF MARYLAND ADDS NEW INITIATIVE TO RAISE AWARENESS OF LTC CRISIS A bipartisan ... Maryland effort created a PUBLIC/PRIVATE Governor's Task Force to develop recommendations to educate residents ...

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    • Authors: Sally Leimbach
    • Date: Dec 2018
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Rate Increase Approaches Impact LTC Policyholder Behavior
    category of state approval as pre- viously described. Table 1 shows that policyholders receiving a one-time ... receiving only partial rate increase notifications. Table 1 Percentages of Policyholders Choosing to Modify ...

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    • Authors: Raymond Nelson
    • Date: Dec 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance; External Forces & Industry Knowledge>Internal forces and business performance; Professional Values>Practice expertise; Results-Oriented Solutions>Actionable recommendations; Results-Oriented Solutions>Assess decision effectiveness; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: General Insurance (Property & Casualty)>Policyholder behavior - General Insurance; Long-term Care>Long-term care insurance
  • Incentivizing Desired Behavior in Long Term Care Policies
    Incentivizing Desired Behavior in Long Term Care Policies For a long time the primary focus ... for alignment of policyholder and insurance company’s interests, which is to make coverage more affordable ...

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    • Authors: Sivakumar Desai
    • Date: Apr 2014
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: Economics>Behavioral economics; General Insurance (Property & Casualty)>Policyholder behavior - General Insurance; Long-term Care>Long-term care insurance
  • Prospective Approach to Determining Allowable Rate Increases
    followed by the move to rate stabili- zation in 2000, which allowed for no minimum loss ratio at the ... percent loss ratio to which we vary morbidity, mortality, and lapse rates. Scenario 1 In our first scenario ...

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    • Authors: Kevin Kang, Raymond Nelson, Aaron Wright
    • Date: Aug 2018
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Recouping Past LTC Losses
    the original filing* per- sistency assumption. Table 1 summarizes the three cases, and the past claims ... claims are less than historic expected claims. Table 1 Accumulated value at the end of year 10 Case ...

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    • Authors: Robert Eaton, David R Plumb
    • Date: Apr 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Navigating New Horizons…Dawn E. Helwig, FSA, MAAA
    will they get to 0 before it stops falling?” Mortality, too, is an important rate about which lit- tle ... elderly and/or impaired. But no one has done a mortality table for either active or impaired LTC policyholders—certainly ...

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    • Authors: Mary Kindel Van der Heijde
    • Date: May 2009
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance; Leadership>Thought leadership; Strategic Insight and Integration>Big picture view
    • Publication Name: Health Watch
    • Topics: Economics>Health economics; Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care>Long-term care insurance; Long-term Care>Public financing - Long-term Care
  • Immigration Reform and What It Could Mean for the Long-Term
    of those jobs will need to be filled by native U.S. citizens and authorized immigrants, both of whom ... Nursing Assistants are assumed to be either native U.S. citizens or authorized immigrants. Immigrants comprise ...

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    • Authors: Brian Ulery
    • Date: Aug 2018
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Demography>Population data; Experience Studies & Data>Long-term care - Experience Studies & Data; Health & Disability>Health care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care facilities & home care
  • Long-Term Care Insurance Planning: Protection for Business Owners and Key Executives
    Long-Term Care Insurance Planning: Protection for Business Owners and Key Executives Remarks ... of their own premiums (including C corporations, S corporations, professional corporations, limited liability ...

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    • Authors: Steve Cain
    • Date: Jan 2006
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Professional Values>Public interest representation
    • Topics: Long-term Care>Long-term care insurance
  • Will the Medicare Modernization Act JumpStart Growth in Employer-Sponsored Long-Term Care Insurance?
    crisis that reduces the emotional and f inancial s tra in on family members , decreases reliance on ... but as yet, none have been adopted. H.R. 831 and S. 627 (which have not been adopted) would amend the ...

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    • Authors: Allen J Schmitz, Scott Weltz
    • Date: Apr 2004
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Long-Term Care Compliance Issues
    nonforfeiture, which basically says that we set up a table of rate increase caps which, should an insurance ... question is does the company need to disclose this table of rate? Some of the numbers in there can be startling ...

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    • Authors: Richard W Garner, Andrew M Perkins, Loida Rodis Abraham
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance; Public Policy