Description: In this article, taken from the author’s remarks at LIMRA's 1980 Annual Meeting, the theme is that the “new generation” of permanent life insurance products, including Universal Life, do meet policyholders’ needs, and that life insurance products, far from being static, evolve to suit the markets they serve and the public's needs. An editor’s note at the end also refers the reader to another article, which presents a “distinctly different viewpoint.”

Description: Jeff Sagarin is one of the most well-known figures in the sports analytics world, with his sports ratings appearing in USA Today for over 30 years. Few may know that he started his career in the actuarial world, even passing three exams before his sports ratings took off. This article explores the parallels between the challenges of developing sports rating systems and the challenges that actuaries face every day.

Description: This article delves into a new line of statistical thinking of the author, that may be useful for product development actuaries. The key concept is how product design can produce products that diversify quickly, meaning that the company can be confident of a profitable product line, based on fewer sales than might be true for other designs.

Description: A Discussion of why female mortality is higher than male mortality at higher ages.

Description: Panel discussion addresses recent developments in group long-term disability product design. From the Record of the Society of Actuaries, Vol. 25, No. 2.

Description: Describes a process for identifying relevant industry experience to credibility-weight with relevant company experience to set modeling assumptions and margins.

Description: Describes a process for identifying relevant industry experience to credibility-weight with relevant company experience to set modeling assumptions and margins.