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The Individual Accident and Health Loss Ratio Dilemma
using realistic assumptions as to interest, mortality, withdrawal, morbidity, and underwriting selection ... of incurred loss ratios is shown in column 5 of Table 1 for an individual accident and health plan with ...- Authors: W H Odell, Claude Y Paquin, Joe B Pharr
- Date: Oct 1979
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance
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An Analysis of Loss Reserves in Canada
19S0"s in both Canada and the United States from both the point of view of solvency as well a,s from ... and foreign insurers. 337 5. The Ana lys i s Let E, denote the estimate made in year i of outstanding ...- Authors: Robert Brown, Harry H Panjer
- Date: Jan 1991
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Actuarial Research Clearing House
- Topics: Health & Disability>Health insurance
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Group Major-Medical Expense Insurance
YEAR YEAR Y¢AR [NCOM£ OR TYPE OF o¢ oF OF ~OUR ~u~eER i c~o OBPBNOEIJT elmTii eARRIAGE ~EmTH URO[R ~ ... DAUGt~TER -~ J~KNOINj lOeO00 TO ' NUMB£R OF ~U~B~ ~LL~ESSE5 OF OR INdUR- CHtLORE IE5 tCOM- ...- Authors: Alan M Thaler
- Date: Sep 1951
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance
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Health Insurance Claim Reserves and Liabilities
IES b) The table factor approach. Reserve factors derived from an established table are applied. ... seriatim method is not available. However, the table factor approach and the average claim factor approach ...- Authors: John M Bragg
- Date: Apr 1964
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance
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Net Claim Costs and Reserves for Accident Only and Intensive-Care-Only Hospital Coverages
Section I I I of this paper. Table 1 shows the crude and graduated ratios. s Ratios of injury ICU/CCU days ... calculate reserves, since such a benefit is rare. TABLE 1 RATIOS TO TOTAL PAT IENT DAYS ATTAINED AGE ...- Authors: Robert Dobson, Charles Habeck
- Date: Oct 1979
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data; Health & Disability>Health insurance
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A Method for the Calculation of Aggregate Stop-Loss Premiums
Calculation of Aggregate Stop-Loss Premiums Charles S. Fuhrer Abstract Aggregate stop-loss premium rates ... reduce the insurer's risk or because these ci3i~s are separately covered under a specific stop-loss ...- Authors: Charles S Fuhrer
- Date: Jan 1988
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Actuarial Research Clearing House
- Topics: Health & Disability>Health insurance
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MODELING FLEXIBLE BENEFIT SELECTION
1 MODELING FLEXIBLE BENEFIT SELECTION Charles S. Fuhrer and Arnold F. Shapiro ABSTRACT A mathematical ... [(1-c)(x-d)-L] + = d) d<_x<Ll(l-c)÷d [ x-~a-'-t, u(x-c)÷a<x In this case L+d is sometimes called the ...- Authors: Charles S Fuhrer, Arnold Shapiro
- Date: Jan 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Actuarial Research Clearing House
- Topics: Health & Disability>Health insurance; Modeling & Statistical Methods
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A Method for Determining Confidence Intervals for Trend
accident year, we have n claims with severities t i i s Xl, X2, X3, . . . , Xn; and suppose for a later ... TRANSACTIONS, VOLUME XLIV If the given accident years are s years apart, then the annual trend might be estimated ...- Authors: William A Bailey
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance; Modeling & Statistical Methods>Forecasting
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A Parametric Model for Health Care Claims
Kinetic 15 List of Tables 1 Claim Contingency Table for BC ........................................ ... ........................ 2 Claim Contingency Table for AB ........................................- Authors: Douglas W McKenzie
- Date: Jan 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Actuarial Research Clearing House
- Topics: Health & Disability>Health insurance; Modeling & Statistical Methods
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Cumulative Antiselection Theory
costs for ,,ll,~+, and ~1~+1+, are ,,St'/~ +, and ;S~',~I+ ,. The value of k~ is chosen so that ,St~;t+ ... iq[~l+,, we assume that ,qt('l., = k~(,q~l+, - u) + u, where u is the "pure" lapse rate, and k~ is always ...- Authors: Application Administrator
- Date: Oct 1982
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance