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Asset Adequacy Analysis for the Long-TermCare Product: A Case Study
approximately half is for their LTC insurance. Small LTC Inc.’s LTC block is small, by industry standards, but nonetheless ... York seven inter- est rate scenarios, Small LTC Inc.’s actual invested assets and a 12/31/03 starting yield ...- Authors: Amy Pahl
- Date: Dec 2004
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Long-Term Care News
- Topics: Finance & Investments>Investment strategy - Finance & Investments; Long-term Care
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ltc-2017-iss44-colasanto
influence on assumptions. As I mentioned earlier, mortality in ILI is probably one of the biggest assumptions ... For about 10 years, my work focused mostly on mortality and lapse assumptions on a fairly large assumptions ...- Authors: Paul Colasanto, Janine Halldorson
- Date: Apr 2017
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>General business skills; Leadership>Professional network leverage
- Publication Name: Long-Term Care News
- Topics: Actuarial Profession>Professional development; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Long-term Care>Long-term care insurance
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Distributors Are Key to Manage Message about Gender-Based Pricing and In-Force Rate Increases
Distributors Are Key to Manage Message about Gender-Based Pricing and In-Force Rate Increases ... adverse experience with lapse, interest rate, mortality and morbidity we need to adjust premiums on in-force ...- Authors: Thomas Riekse
- Date: Jun 2013
- Competency: Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Utilization: A Review of Two Projection Methods
utilization for the next five years is shown in the table in Figure 1. Figure 1 Projected Utilization, 5% ... each bucket and the weights for each bucket. The table in Figure 3 illustrates the resulting average utilization ...- Authors: Timothy Kempen, Jeremy Hamilton
- Date: Apr 2018
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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The Upside to Higher Persistency in LTC Insurance—Effects of Anti-Selection After Policy Issue
The Upside to Higher Persistency in LTC Insurance—Effects of Anti-Selection After Policy ... differential (HSL = 0.50). The values shown in the table are the percentage increase in the claim costs resulting ...- Authors: John Timmerberg
- Date: Sep 2004
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Long-term Care