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  • And the Survey Says
    And the Survey Says Editor's comments on current issues in the LTC market such as Lyme Disease and ...

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    • Authors: Brad S Linder
    • Date: Feb 2009
    • Competency: Communication>Written communication; External Forces & Industry Knowledge; Strategic Insight and Integration>Big picture view
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Professional associations; Long-term Care>Long-term care insurance; Public Policy
  • A Suggestion to do a Postmortem Analysis of the Work Done by LTC Pricing Actuaries Over the Last Quarter Century
    A Suggestion to do a Postmortem Analysis of the Work Done by LTC Pricing Actuaries ... ratesetting in the early years, and the NAIC's introduction of a model rate stability law. Assumptions;National ...

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    • Authors: Ali Zaker-Shahrak
    • Date: Dec 2009
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance; Professional Values>Practice expertise; Results-Oriented Solutions>Assess decision effectiveness; Strategic Insight and Integration>Big picture view
    • Publication Name: Long-Term Care News
    • Topics: Economics>Health economics; Long-term Care>Long-term care insurance; Public Policy
  • News Flash: Retirement Takes Over Long-Term Care
    the buying public by tying the LTC insurance to annuity and life products. While the cost is higher, the ... pre-existing default.) Having a few core standard annuity prod- ucts offered via a regulated private market ...

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    • Authors: John Cutler
    • Date: Feb 2017
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Big picture view
    • Publication Name: Pension Section News
    • Topics: Long-term Care>Long-term care insurance; Long-term Care>Public financing - Long-term Care; Pensions & Retirement>Risk management
  • Rate Increase Approaches Impact LTC Policyholder Behavior
    category of state approval as pre- viously described. Table 1 shows that policyholders receiving a one-time ... receiving only partial rate increase notifications. Table 1 Percentages of Policyholders Choosing to Modify ...

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    • Authors: Raymond Nelson
    • Date: Dec 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance; External Forces & Industry Knowledge>Internal forces and business performance; Professional Values>Practice expertise; Results-Oriented Solutions>Actionable recommendations; Results-Oriented Solutions>Assess decision effectiveness; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Long-Term Care News
    • Topics: General Insurance (Property & Casualty)>Policyholder behavior - General Insurance; Long-term Care>Long-term care insurance
  • Long-Term Care—Are We Fishing in the Wrong Waters?
    all residents before death are 2.5 years.3 In the U.S., nursing home costs average $92,000 per annum.4 ... years care, in the last five years we have seen the U.S. long-term care insurance market collapse. Companies ...

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    • Authors: Mick James
    • Date: Nov 2017
    • Competency: Strategic Insight and Integration>Big picture view
    • Publication Name: Reinsurance News
    • Topics: Long-term Care>Long-term care insurance
  • Actuarial Guideline 51 Impacts to Regulatory View of Current Predominating LTC Risks
    expectations are driven currently by older age mortality rates that are significantly higher than the ... voluntary termination rate, is sensitivity to the mortality basis contemplated in the analysis? Actuarial ...

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    • Authors: Rhonda Ahrens, Frederick James Andersen
    • Date: Dec 2018
    • Competency: Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Financial management; Enterprise Risk Management>Risk categories; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Long-term Care>Long-term care insurance
  • Report: Long-Term Care Think Tank Session: LTCi: From Hope to Change”
    ...........................................30 Table of Contents Report: Long-Term Care Think Tank Session ... to use new technologies to replace the kitchen table sale and to reduce the turn around time from application ...

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    • Authors: Society of Actuaries
    • Date: Mar 2010
    • Competency: Communication; Leadership>Thought leadership; Professional Values>Public interest representation; Strategic Insight and Integration>Big picture view
    • Topics: Actuarial Profession>Professional associations; Economics>Health economics; Long-term Care>Long-term care insurance; Pensions & Retirement>Plan design; Public Policy
  • Navigating New Horizons…Dawn E. Helwig, FSA, MAAA
    will they get to 0 before it stops falling?” Mortality, too, is an important rate about which lit- tle ... elderly and/or impaired. But no one has done a mortality table for either active or impaired LTC policyholders—certainly ...

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    • Authors: Mary Kindel Van der Heijde
    • Date: May 2009
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance; Leadership>Thought leadership; Strategic Insight and Integration>Big picture view
    • Publication Name: Health Watch
    • Topics: Economics>Health economics; Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care>Long-term care insurance; Long-term Care>Public financing - Long-term Care
  • Conflicting Perspectives on LTC Rate Increases
    Conflicting Perspectives on LTC Rate Increases An examination of LTCI rate increases from three ... policies in any state. h t t p : / / w w w . i n s u r a n c e . c a . g o v / 0 1 0 0 - consumers/00 ...

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    • Authors: Larry Pfannerstill
    • Date: May 2009
    • Competency: Communication>Difficult message delivery; Professional Values>Public interest representation; Strategic Insight and Integration>Big picture view
    • Publication Name: Long-Term Care News
    • Topics: Economics>Health economics; Long-term Care>Long-term care insurance; Public Policy
  • To Cede or Not To Cede: Overcoming the Hurdles to Ceding Legacy LTCI Risk
    expectations. Even though legacy LTCI lapse and mortality rates are gen- erally substantially lower than ... might reasonably be expected to have had higher mortality as well as morbidity risk, and policies with ...

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    • Authors: Bruce Stahl
    • Date: Dec 2017
    • Competency: Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance