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LTC Combo Products: The Challenges Ahead
Barbara Grassie and Christine Michals-Bucher • Mortality and morbidity charges • One time versus ongoing ... insurance operates using current and guaranteed mortality/insurance rates. That is not an LTC concept which ...- Authors: Christine Michals
- Date: Dec 2016
- Competency: Strategic Insight and Integration>Effective decision-making; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Rate Increase Approaches Impact LTC Policyholder Behavior
category of state approval as pre- viously described. Table 1 shows that policyholders receiving a one-time ... receiving only partial rate increase notifications. Table 1 Percentages of Policyholders Choosing to Modify ...- Authors: Raymond Nelson
- Date: Dec 2017
- Competency: External Forces & Industry Knowledge>External forces and business performance; External Forces & Industry Knowledge>Internal forces and business performance; Professional Values>Practice expertise; Results-Oriented Solutions>Actionable recommendations; Results-Oriented Solutions>Assess decision effectiveness; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: General Insurance (Property & Casualty)>Policyholder behavior - General Insurance; Long-term Care>Long-term care insurance
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Nonforfeiture Benefits and Long-Term Care Rate Increases: What is the Financial Impact on Insurers That Offer Nonforfeiture?
2016 LONG-TERM CARE NEWS post-NF ALR (e.g., mortality and morbidity rates). Of course, releasing ALR ... various durations and levels of rate increase. The table below provides the present value of future profit ...- Authors: Missy Gordon, Courtney Williamson
- Date: Dec 2016
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Benefit Reductions to Offset LTC Premium Increases: Evaluating Options
contingent nonforfeiture Rate increases in the U.S. long-term care (LTC) insurance market have been ... FROM PAGE 3 sistent with the approved rate table. Each rate in the current rate schedule represents ...- Authors: John Hebig
- Date: Aug 2015
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Strategies To Manage A Closed Block of Long-Term Care Business
PAGE 6 News Long-Term Care ISSUE 38 APRIL 2015 I s it difficult to manage a closed block of long-term ... Elizabeth Dinc 14 Can Japan Serve as a Model for U.S. Health and Long-Term Care Systems? By Dianne ...- Date: Apr 2015
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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LTC Transactions: After So Many Years of No Interest, Why Now?
benefits anyway? We all know what happened next. Mortality was improving, lapses were dropping, reserves ... 10 Long-Term Care News | APRIL 2015 | 9 Mortality was improving, lapses were dropping, reserves ...- Authors: Benjamin Keslowitz
- Date: Apr 2015
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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The NAIC as Long-Term Care Insurance Innovator
The NAIC as Long-Term Care Insurance Innovator The NAIC Innovation work group has set out 10 ... created the initial efforts when I worked at the U.S. Depart- ment of Health and Human Services. It has ...- Authors: John Cutler
- Date: Aug 2017
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Strategy development
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance; Public Policy
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Combination Disability Products: The Urge to Merge
long-term care costs. You're also projecting mortality, and you're doing it all with fairly limited insured ... approach retirement. Another assumption was mortality. Lapse was another interesting one, in that long- ...- Authors: Arthur J Verney
- Date: Jun 2002
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Long-term Care>Long-term care insurance