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  • The Basics of the Tax Treatment of Long-Term Care Insurance
    insurance (QLTCI) and combination contracts. HIPAA’s Tax Clarifications Before the enactment of the Health ... premiums are generally excludable from the employee’s income under section 106, and QLTCI benefits are generally ...

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    • Authors: Craig R Springfield, Alison R Peak, Prasanthi Goda
    • Date: Apr 2024
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care; Long-term Care>Long-term care insurance; Public Policy; Public Policy
  • Overview of the 2015 ILTCI Conference
    individuals in order to be considered hard data Table 1 Comparison of hard and soft data2 CONTINUED ON ... certain Uni- versal Life insurance or Vari- able Annuity designs, for in- sight into how in-force blocks ...

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    • Date: Aug 2015
    • Competency: External Forces & Industry Knowledge; Leadership; Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • ltc-2015-iss-38-stahl-dinc
    system requirements and simplify the process, a table of hypothetical economic reserve factors rep- resenting ... other variables. For each variable (lapses, mortality, claim inci- dence, claim continuance, and claim ...

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    • Authors: Bruce Stahl, Mary Dinc
    • Date: Apr 2015
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Enterprise Risk Management>Risk measurement - ERM
  • Taming a Wild Ride: Investment and Risk Management Strategies for Long-Term Care Insurers in a Challenging Market
    improvements in sales since 2010. According to the U.S. LTC insurance annual review reports1 by LIMRA (an ... market, respectively. The number of lives covered by U.S. individual LTC insurance policies increased 11 ...

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    • Authors: James Stoltzfus, Angelika Feng
    • Date: Dec 2011
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • The Underwriting Network
    The Underwriting Network Welcome to the first articles written for the Underwriting Network ... a fresh look at cognitive testing. Alzheimer's disease and dementia;Long-term care=LTC;Underwriting; ...

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    • Authors: Margaret S Czellecz, Linda Jonides
    • Date: Sep 2005
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • Investment Actuary Symposium Fair Valuation of Liabilities: Theoretical Considerations
    it can incorporate actuarial assumptions of mortality, morbidity and lapsation. It is generally accepted ... they have a better handle on the lapses and mortality anticipated for policy- holders. Therefore, two ...

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    • Authors: Luke Girard
    • Date: Sep 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Finance & Investments>Economic value; Financial Reporting & Accounting>Fair value accounting
  • Evaluating LTC Population Health Programs
    overall health. LTC claim recoveries may improve. Mortality may decrease as overall health improves. In each ... the goal of the program is to delay a policyholder’s transition to facility care, perhaps success can be ...

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    • Authors: Jeff Anderson , Robert T Eaton, Missy Gordon, Brian Hartman, Joseph Long, Juliet Michelle Spector
    • Date: Feb 2023
    • Competency: Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Chronic health management - Long-term Care; Modeling & Statistical Methods>Estimation methods
  • Managing the Risks at Extreme Age —Underwriting at Ages 80+
    Long-Term Care News August 2002 – Number 6 U nderwriting at older ages has alwaysbeen a challenging ... Experience Above age 85, the proportion of the U.S. popula- tion residing in nursing homes rises to ...

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    • Authors: Janet Perrie, Stephen K Holland, Patrick Snow
    • Date: Aug 2002
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Long Term Care Insurance Reserves and Reinsurance
    The required valuation mortal- ity table is the 1983 GAM Table without projection. This assump- tion ... conservative, if the mortality improvement during the last 20 years continues in the future. Mortality is not a very ...

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    • Authors: Application Administrator
    • Date: Aug 2001
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care; Reinsurance>Long-term care reinsurance
  • Long-Term care Insurance Rate Increase Considerations
    Long-Term Care (LTC) Insurance Model Regulation (August 2000) was adopted in part to address the issue of “responsible” ... requirements of the Model Regulation adopted in August of 2000. Future Loss Ratio Approach – The second approach ...

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    • Authors: Allen J Schmitz
    • Date: Dec 2003
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
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