Description: This report presents the results of the Survey on Business Decision practices of reinsurers conducted by the Society of Actuaries Committee on Life Insurance Mortality and Underwriting Surveys . A survey of direct writers of life insurance is reported separately.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues, including policy years 2002–04. In addition to the report is a one page document, the ‘Milliman extension to the 1975–80 Basic Tables,’ with an accompanying Excel spreadsheet. Also included are two Excel workbooks containing pivot tables, providing more detail of the data summarized in the report.

Description: This discussion is about the effect of Commissioners 1961 Standard Group Life Insurance Premium Rate on the maximum amounts of insurance permitted without evidence of insurability and the extant of experience rating and risk charges in dividends. From Transactions of Society of Actuaries 1961 Vol. 13 Pt. 2

Description: This report presents the results of a survey conducted in August and September of 2008 on foreign travel underwriting practices of direct writing companies.

Description: This report presents the compilation of data received from life companies responding to a survey on preferred risk underwriting and provides opinions of the Task Force on Preferred Underwriting with respect to future trends.

Description: This is a report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2005-07.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study focuses on the single year results from the 1995-96 study period and also examines experience in the most recent five-year period 1991-96 in order to provide a larger volume of data so that broader comparisons of results can be made. Consists of two pdf documents: a report and tables.

Description: This paper explores the principles upon which experience-rated group insurance currently is based and discusses the question of whether or not these principles are sound. Followed by discussion papers submitted by several authors

Description: The Mortality Studies Working Group MSWG of the Society of Actuaries was created to review the issue of the frequency of the standard ordinary individual life insurance mortality experience studies and the published reports of those studies. This report discusses these issues and makes recommendations.

Description: This paper includes three discussions. The first is about permanent type insurance used as a substitute for group term insurance. The second discussion is about long-term disability experience, offsets and underwriting. The third discussion is about medical care expense insurance including experience, trends, impact of Medicare and COB. From Transactions of Society of Actuaries 1968, Vol. 20 Pt. 2, No. 56