Description: Provides clarification of the level-price method for comparing the cost of 2 different policies discussed in March 1969 article by William Gould, which drew on this author's work. This method applies to cash value life policies.

Description: This article poses the question, why doesn't the teaching of life contingencies start with the premise that the rate of investment income is a random process in a similar manner to the random nature of the time until death? The article suggests some methods for doing so.

Description: The Actuary Vol. 22, No. 2. This article discusses how the the choice of basis for measuring Interest Rate Spread impacts pricing and accounting for interest sensitive products.

Description: Reviews Dr. Belth's level price method for comparing the costs of two different cash value life policies.

Description: In our rapidly changing world, it is becoming hopeless to try to arrive at a satisfying description of future conditions, even in the short run. Yet prices for new life insurance must somehow reflect one’s view of events even in the far distant future. futurism

Description: This article compares computing a single premium for a decreasing term policy using continuous functions versus curtate functions.

Description: The Actuary Vol. 22 , No. 7. This articles explores the dangers posed by many guaranteed-return life insurance and annuity products.

Description: This article discusses the growing popularity of variable products and compares the product design and pricing of VUL and UL products.

Description: Discussion of solvency problems and the actuary's role in addressing them in the life insurance industry.

Description: This article is about the constant pressure on reducing life insurance premiums and makes a case for eliminating guaranteed cash values to assist in that effort.