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Experience Tables
percent of the companies in our database. We had 17 companies that contributed to our data call. We ... of six- or 12-month intervals; other terms, like 17 months, or 29 months are less common. We studied ...- Authors: Robert J Butler, Christopher Hause, Steven Ostlund
- Date: Oct 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Making Disability Insurance Affordable
New Orleans Health/Pension Spring Meeting June 15–17, 2005 Session 37PD Making Disability Insurance ... work-site market. Our product has an age band of 17 to 49 years, which is typical. I will skip over ...- Authors: William Obert, Scott Haglund, Raza Zaidi, Dennis Yu
- Date: Jun 2005
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Group LTD
respondents exited that market segment altogether (Chart 17). 14 GROUPLTD CHART 15 Market RateTrends- OverallSurveyResults ... _5 1990 1991 19'92 15 RECORD, VOLUME 19 CHART 17 Market Rate Trends Physician Group $2.60 $2.4o/$2 ...- Authors: Frederick Brown, Julia T Philips, Wayne V Roberts, Timothy W Knott, Stephen Mitchell
- Date: Apr 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Measuring and Analyzing Volatility Risk in Disability Income
Measuring ... a 30-day wait shows that the volatility factor is 17%, and for a 180-day wait, it’s only 8%. When ... days) of waiting period (in months) 30 60 90 180 0 17% 15% 12% 8% 12 10 9 8 6 24 4 4 4 4 ...- Authors: Richard M Rasiej, Jeyaraj Vadiveloo, Darryl Wagner
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Risk measurement - ERM; Health & Disability>Disability insurance
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Digest of Discussion of Subjects of Special Interest - Individual Life and Health Insurance
than $400 . . . . . . . . . . . . . . . . . . . . . 17°/o $400 but less than $500 .. . . . . . . . . . ... deposit--almost $4 million in 1965--represent about 17 per cent of the death claims and matured endowments ...- Authors: Larry C Ballard, Willis W Burgess, J Stanley Hill, Norman E Hill, Anthony J Houghton, Robert H Jordan, Maynard I Kagen, Bartley L Munson, Bruce E Nickerson, Julia Augusta Oldenkamp, Neil A Parmenter, Joseph C Sibigtroth, G. David Soderquist, Benjamin R Whiteley, Jerome J L Wolf, E Forrest Estes
- Date: Jun 1966
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Approaches to Underwriting Disability Insurance
Approaches ... 25, No. 3* San Francisco Annual Meeting October 17-20, 1999 Session 59PD Approaches to Underwriting ... Claim Payments Total Premium $ 250 (21%) $ 200 (17%) $ 750 (62%) $1,200 $ 250 (0.5%) ...- Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
- Date: Oct 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Public Policy
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Risk and Capital Management of Disability
every year. Of the 22 companies in the survey, 17 of them lost money in 1994, and 18 of the 22 lost ... start Risk and Capital Management of Disability 17 thinking that in two years they may have to get ...- Authors: Michael Lachance, Stephen Maher
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Capital management - ERM; Health & Disability>Disability insurance; Reinsurance>Health reinsurance
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Alternate Delivery of Disability Coverage
(NASDAQ) under HRMI. We’ve been in business for about 17 years, and our core competency is doing utilization ... employers. We have been in the lead in doing that for 17 years. Seventy percent of our revenue is from self-funded ...- Authors: Dale Johnson, Stephen Maher, Timothy J O'Donnell, Richard C Zenker, Darnell Dent, Margaret Sullivan
- Date: Oct 1996
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Income Contract Provisions
we get down to a full offset of benefits as in box 17. If all of these things can be offset then you have ... and your lapses are 150% of Linton A, only about 17% of your in force will have been seasoned for ten ...- Authors: Charles Habeck, Michael L Kellen, Gerald S Parker, Sherryl Peek, David E Scarlett
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Income Problems
have in pro- viding economic security and, on May 17, appointed a special committee to study disability ... payable. This represents a cut of $164 per month or 17%, which may or may not be sufficient financial motivation ...- Authors: Anthony J Houghton, William J Taylor, Martin L Zeffert, Benjamin J Jones
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge>External forces and business performance; Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Influence decisions; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Best practices; Actuarial Profession>Professional associations; Economics>Health economics; Health & Disability>Disability insurance; Public Policy