Description: This 1977 panel discussion focused on cost disclosure in individual life insurance. Areas covered included: 1. Status of NAIC model disclosure bill 2. Questions related to comparisons of costs and value of dissimilar policies 3. Characteristics of a good disclosure in a replacement situation 4. Developments in the use of the retention method

Description: In recent months, many significant developments in Canada have affected employee benefits, particularly pensions. Other Canadian issues discussed in this article are unemployment insurance and taxation of pensions.

Description: This discussion looks at the role of the actuary in electronic data processing and if the actuary is in touch with recent developments. The panel also discusses the likely permanent role in this field for the actuary and how much does this permanent role depend on operations performed by computers. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: This paper examines the development of inflation and the dilemma the life insurance business faces. From Transactions of Society of Actuaries 1958, Vol. 10, No. 28.

Description: This discussion focuses on the effect the introduction of provincial hospital plans in Canada has had on the trend of loss ratios on associated major medical expense plans. The discussion further looks at deductible amounts, coinsurance provisions, and maximum limits used under major medical expense plans. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This discussion looks at the compared experience under groups covering less than 25 lives and with that for the larger cases with respect to persistency. Practices followed upon termination of the master policy with respect to the settlement of existing claims and the payment of terminal dividends are also explored. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This article is the first of two parts - the second part published in the December, 1981 issue of The Actuary - and provides a summary of Canada’s National Pension Conference. The author of this article, a participant at the conference, notes that the prevailing view in Canada is that the government and employer, not the employee, jointly share the responsibility of providing financial security in old age.

Description: Discussion of Session 1B

Description: This article talks about the future of Canada/Québec Pension Plans C/QPP and summarizes the Report of the Task Force on Social Security Financing. This reports compares the Canadian system to seven other social insurance systems and suggest four possible changes to the C/QPP that would reduce costs.

Description: This discussion is about how effectively has schedule limits and other similar restrictions in amounts and types of covered charges reduce amounts of claims incurred under major medical expense policies. From Transaction of Society of Actuaries 1961 vol 13 pt 2