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Proposed Health Reserve Standards - A Dissenting Viewpoint
above. as well as to. enhance- ments in’ medical care. ,Here. inSurers might attempt t6 calculate initial ... rating purposes, require- ments that would seem primary if policy reserves were to be consistent with ...- Authors: Robert Shapland
- Date: Nov 1987
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: The Actuary Magazine
- Topics: Health & Disability>Health insurance
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Health GAAP Topics
health busi- ness: Medicare supplement, long-term care, comprehensive major medical, and what we call ... results are better than expected. Our long-term care business has a higher reserve than asset. On those ...- Authors: Robert Beal, Helen L Hofmann, Robert Shapland
- Date: Jun 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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Issues Related To Health Insurance Reserves
proposed standard specifies a prospective test. The primary purpose of these comments is to introduce a possible ... it is the reinsurance contract rather than the direct contract that should govern our deliberations ...- Authors: E Paul Barnhart, Russell R Conn, W H Odell, Donald M Peterson, Robert Shapland
- Date: Jun 1986
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Loss Ratio Analysis
expected loss ratio that I mean here has little or no direct relationship to the anticipated loss ratio that ... products so that individual purchasers can make direct comparisons of gross premiums. Auditors be:xm_ ...- Authors: Charles Habeck, Paul Janus, Francis T O'Grady, Robert Shapland
- Date: Jun 1980
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Recent Development in Health Insurance Minimum Loss Ratio Regulation
ignores the fact that sales costs differ between direct writers, agency wrlters, and brokers. How about ... earlier, come often, for smaller amounts. There is a direct correlation between the speed with which you get ...- Authors: E Paul Barnhart, Robert C Nuding, Francis T O'Grady, Robert Shapland
- Date: May 1981
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Reserve Principles for Individual Health Insurance
taking place in our social structures and health care delivery systems. We also have greater knowledge ... are dependent on the date of delivery of medical care and the continued in-torce status of the policy ...- Authors: E Paul Barnhart, Spencer Koppel, Mark E Litow, Francis T O'Grady, Gary N See, Robert Shapland
- Date: Oct 1985
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Health insurance
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Report of the Committee to Recommend New Disability Tables for Valuation
long-term disability (LTD) experience was the primary influ- ence for rates from the latter part of ... of two X 2 values equal another X e value is the direct result of using the Likelihood Ratio ×2. First ...- Authors: Bryant O Gamble, W Duane Kidwell, Frank E Knorr, Roland E Nelson, James Olsen, Richard Ostuw, Donald M Pearsall, Robert Shapland, William J Taylor, CHARLES WILLIAM DANIELS, JOHN HAYNES MILLER, Edward J Seligman, David S Cox
- Date: Oct 1985
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Disability
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Electronic Data-Processing and Operations Research
Equitable of New York, our activity in the area of direct sales aids to the agent has been moderate. We ... full set of records, and policy- holders deal direct with them, receiving very prompt service. The ...- Authors: William L Barber, John M Boermeester, Russell M Collins, Maurice V Donovan, Robert G Espie, J Gordon Fletcher, James J Halloran, David H Harris, George L Hogeman, Nathan F Jones, John K Kittredge, Wilfred A Kraegel, A Henry Kunkemueller, W Glenn McCormick, Application Administrator, Albert E Reavill, Robert Shapland, William T Tozer, George E Wallace, R L Sutton, Paul Markham Kahn, Harry D. Garber, Herbert L Feay, Lowell M Dorn, Ralph E. Traber, Manuel R. Cueto, Leif Johnson, William S York, John J Finelli, James T Byrne
- Date: Jan 1964
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Technology & Applications
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Discussion of Subject of Special Interest-Morbidity Statistics
Discussion of Subject of Special Interest-Morbidity Statistics This discussion is about the significant ... least five years, trends in the cost of medical care also became an important factor. After careful ...- Authors: William L Barber, Norton W Chellgren, Ben J Helphand, Richard H Hoffman, James Olsen, Robert Shapland, John S Thompson
- Date: Jan 1961
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Morbidity
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Report Of The Committee For Accident And Health Valuation Principles
Report Of The Committee For Accident And Health Valuation Principles This is a panel discussion ... risk" margins. Another explanation is that the primary objective of GAAP statements is to accurately portray ...- Authors: E Paul Barnhart, Anthony J Houghton, Spencer Koppel, Francis T O'Grady, Robert Shapland
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Statutory accounting; Health & Disability>Health insurance