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Annual Survey Provides Insight into the UL & IUL Market
values to be available for dis- tribution is the primary concern of the buyer. Within this category are ... over- year during the survey period. Long- term care (LTC) riders attached to UL/IUL policies have been ...- Authors: Susan Saip
- Date: Oct 2018
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Universal Life and Indexed Universal Life Survey: Results
values to be available for distribution is the primary concern of the buyer. Within this category are ... in 2018 and 50 percent during YTD 9/30/19. The primary reasons reported for not meeting profit goals were ...- Authors: Susan Saip
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Drivers of the UL/IUL Market
accumulation and efficient distribution are the primary concerns of the buyer. Within this category are ... terminal illness to chronic illness and long-term care (LTC). Under chronic illness riders, payment of ...- Authors: Susan Saip
- Date: Nov 2016
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Universal life and indexed universal life survey results
values to be available for distribution is the primary concern of the buyer. Within this category are ... UL products. Figure 3 shows sales of long-term care (LTC) riders as a percentage of total sales (measured ...- Authors: Susan Saip
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance
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Term Life Insurance Survey Results
Term Life Insurance Survey Results This article includes a summary of the key discoveries from ... percent were short of their profit goals. The primary reason reported for not meeting profit goals in ...- Authors: Susan Saip, Carl Friedrich
- Date: Feb 2022
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Focus on Immediate Annuities
business used to finance life insurance and long-term care insurance. An average of 13 percent of the business ... percent of the business was used to finance long-term care insurance. One carrier reported that 80 percent ...- Authors: Susan Saip
- Date: Nov 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Payout annuities
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Weathering the Interest Rate Storm
Weathering the Interest Rate Storm A discussion about how insurance companies weathered the ... creates an opportunity for higher crediting. The primary focus currently remains on the stopgap 1.5 percent ...- Authors: Application Administrator, Susan Saip
- Date: Nov 2003
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Product Matters!
- Topics: Annuities>Fixed annuities
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Guaranteed Living Benefits Experience Study
Guaranteed Living Benefits Experience Study Milliman, Inc. recently conducted a survey ... Broker-Dealers 46% 30% 25% Banks 29% 31% 41% Other (e.g. Direct) 63% 32% 31% GLB Policies With GLB Policies Without ...- Authors: Susan Saip
- Date: Mar 2006
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Variable annuities; Experience Studies & Data
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Universal Life and Indexed UL Trends
Universal Life and Indexed UL Trends Discusses current dynamics of the UL and Indexed UL markets. ... long-term care (LTC) accelerated benefit rider, however some address the need via chronic care benefits ...- Authors: Susan Saip
- Date: Jun 2010
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Retirement Income Solutions: Payout Annuities
survey participant sales were used to fund long-term-care premiums, but there was a carrier that had as much ... 10 percent of its sales used to fund long-term-care premiums. Companies have been discussing impaired ...- Authors: Steve Cooperstein, Susan Saip, Joel Jessen
- Date: Jun 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Payout annuities