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  • Relationship of IRR to ROI on a Level Term LifeInsurance Policy
    August 2002 – Issue No. 53 O ne of the primary pricing measuresfor individual life insurance prod-ucts ... Commissions and expenses (both direct and ceded) • Required capital based on direct premiums. To examine the ...

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    • Authors: Wayne Stuenkel
    • Date: Aug 2002
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance
  • Life Insurance for the Digital Age: An End to End View
    generations, it is now an opportune time for primary insurers to reassess the traditional approaches ... especially for the millennial generation, we suggest primary insurers offering life insurance products consider ...

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    • Authors: Nitin Nayak, Stephen Abrokwah
    • Date: Nov 2017
    • Competency: Communication>Oral communication; Communication>Persuasive communication; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Predictive Analytics
  • Reflecting Risk In Pricing Survey
    annu- ity results from the report. In general, direct writers and reinsurance companies will be lumped ... PAGE 23 Product Matters! | JUNE 2011 | 25 Direct life and annuity writers that reported using sto- ...

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    • Authors: Donna Christine Megregian
    • Date: Jun 2011
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
  • Current State of the COLI-BOLI Market
    Concentration of risk contin- ues to be a challenge. Both direct writers and reinsurers have limited capacity in ... mortality experience studies. A 2011 survey of direct COLI/ BOLI writers showed • Case sizes are shrinking ...

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    • Authors: Gregory Brandner, David Elias
    • Date: Sep 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Reinsurance News
    • Topics: Life Insurance>Pricing - Life Insurance
  • Life Insurance Customer Value per Dollar
    (individually sold via financial advisers), direct (direct to customer) and group. For instance, in the ... different offers from all insurers. If you add direct and group insurance products, the task of choosing ...

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    • Authors: Ruben John John G Callo
    • Date: Oct 2022
    • Competency: Communication; External Forces & Industry Knowledge; Relationship Management; Technical Skills & Analytical Problem Solving
    • Publication Name: International News
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • Innovation vs. Governance - Can They Coexist?
    prolongs the development process and endangers the primary value proposition of innovation—being first to ... organization Does the insurer have a culture where the primary question is “why” things are done a certain way ...

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    • Authors: Paul Fedchak, Stacy Koron
    • Date: Jun 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Enterprise Risk Management>Governance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
  • Relationship of IRR to ROI on a Level Term Life Insurance Policy
    IL. BY THE SOCIETY OF ACTUARIES O ne of the primary pricingmeasures for individual lifeinsurance products ... Commissions and expenses (both direct and ceded) • Required capital based on direct premiums To examine the ...

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    • Authors: Wayne Stuenkel
    • Date: Sep 2002
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Pricing - Life Insurance
  • What's Trending in the Universal Life Market? More of the Same
    accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...

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    • Authors: Susan Saip
    • Date: Oct 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Profile of a Term Leader
    that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...

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    • Authors: John Tak
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
  • New Medical Markers In Life Underwriting
    especially at the older CONTINUED ON PAGE 18 Marker Primary pur- pose Ages recommended by labs for testing ... Underwriting … | from pAGe 17 Reinsurers and direct companies know how important their relationship ...

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    • Authors: Allen Klein, Karen Rudolph
    • Date: Aug 2012
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance; Leadership>Thought leadership
    • Publication Name: Reinsurance News
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance