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The Use of Predictive Analytics in the Canadian Life Insurance Industry
participate in the survey. This sample includes a mix of direct writers, reinsurers, and bank-owned insurance ... insurance industry (completed via interviews of 15 direct writers, reinsurers, and bank-owned insurance subsidiaries) ...- Authors: Deloitte
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance
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Survey of Waiver of Premium/Monthly Deduction Rider Assumptions and Experience
can be attributed, in part, to improved medical care and decreased population mortality. Claimants are ... disability benefits. • Improvements in medical care have contributed to a reduction in disability incidence ...- Authors: Jennifer Fleck, Paul Correia
- Date: Mar 2018
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance
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Impact of VM-20 on Life Insurance Product Development
the asset accumulation across scenarios is a direct driver of the reserve. Whereas the DR reserve ... More specifically, VM-20 requires that the direct company and reinsurer should account for counterparty ...- Authors: Jacqueline M Keating, Paul Fedchak, Karen Rudolph, Uri Sobel, Andrew Steenman, Robert Stone
- Date: Nov 2016
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Life Insurance
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Report On Pricing Using Market Consistent Embedded Value (MCEV)
the balance-sheet approach is referred to as the direct approach because it explicitly focuses on calculating ... unlikely to be used for such products because the primary source of earnings is premiums and nonforfeiture ...- Authors: Zohair Motiwalla, David Wang, Novian Junus, Society of Actuaries
- Date: Jul 2012
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Life Insurance
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2017-modern-deterministic-scenarios
spreads as the basis of its conclusions. The primary outputs of this analysis are (1) a set of interest ... of some discussion and are described here as a direct reference for the reader: www.measuringworth ...- Date: Sep 2017
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Financial Reporting & Accounting; Life Insurance
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Nonparticipating Adjustable Individual Life Policies
valuation net premiums. For participating policies, a direct relationship can be established simply by adjusting ... premiums on each piece separately, permits the direct payment of commissions based on separate schedules ...- Authors: Solomon Goldfinger, Spencer Koppel, Thomas C Powell
- Date: Oct 1979
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Generally Recognized Expense Table for 1998 Illustrations
actuaries and companies from the allocation of direct expenses in complying with the Model Regulation ... 13 14 TSA !997-':)8 REPORTS that company direct sales costs are in addition to the GRET. The following ...- Authors: Committee on Life Insurance Research
- Date: Oct 1997
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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Stationary Population Methods
functions. As an illustration of the method, a direct solution of Problems B and C in Mr. Veit's paper ... the per- spective effect. The reading would be direct if the lives were observed aging perpendicularly ...- Authors: Kenneth P Veit
- Date: Nov 1964
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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Adjustable Life Policies on a Rated Basis
standard-cash-value mortality. If a nonlevel multiple is used, care must be taken that mortality rates never decrease ... approach is to split the reserve between classes in direct proportion to the face amount in each class; this ...- Authors: John E Aschenbrenner
- Date: Jan 1980
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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Toward Adjustable Individual Life Policies
L. CHAPIN ABSTRACT This paper develops the direct application of the computer to the crea- tion ... I see it, the adjustable life policy has two primary characteristics that distinguish it from the traditional ...- Authors: Allan S Edwards, Robert E Hunstad, Wilfred A Kraegel, Charles E Rohm, WALTER L CHAPIN
- Date: Oct 1976
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance; Public Policy