Description: 2004 SOA Spring Meeting, Anaheim, CA. In this session panelists presented an overview of underwriting processes for a variety of product lines. They also discuss related topics such as identifying keys to underwriting decisions, the cost of underwriting and protective value, and ensuring consistency with pricing assumptions. Some of the underwriting tools discussed were use of RX history, credit checks, DMV history, and fraud data bases.

Description: This is a chart that estimates spending on long-term care for older adults in the year 2004 from an article entitled Long-Term Care is Poised for Growth.

Description: Panelists provide an overview of the current status of the long-term-care insurance industry and discuss growth, regulation changes, rate stabilization, underwriting and claims management. From the Record of the Society of Actuaries, Vol. 31, No. 1, Session 62

Description: This is a graphic that depicts the real risk of needing long-term care.

Description: The Deficit Reduction Act of 2005 established the nationwide expansion of a Long–Term-Care Partnership program into which any state can choose to participate. This article describes that program and what it means for a person insured under a qualifying long-term-care insurance policy.

Description: Panelists provide an overview of long-term-care insurance. They present basic information relating to how the product works, unique pricing and risk considerations, marketing, and reserve and capital requirements. From the Record of the Society of Actuaries, Vol. 31, No. 1, Session 48

Description: Full version of Long-Term Care Newsletter, December 2007, Issue No. 20.

Description: The implications of the new long-term care law for individuals, employers, insurers and providers, and the federal government.

Description: Panelists discuss the various styles of underwriting being used in both the individual and the group long-term-care markets. From the Record of the Society of Actuaries, Vol. 25, No. 2.

Description: Issues relating to the1998 Balanced Budget Act BBA on Medicare Supplement Carriers. Discusses High-Deductible options, open enrollment provisions, pre-existing condition limitations, new provider payment methods and preventive benefits Issue No. 36.