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Expense Assumptions in Pricing
can garner from the health business. For their primary product most companies follow a second alternative ... is sometimes also referred to as differential or direct costing. Our conservative approach to expense analysis ...- Authors: John Cumming, Anthony J Grippa, Richard G Woll, Paul T Bourdeau
- Date: Apr 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
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What Have We Done To Ourselves? A Discussion Of Current Pricing Philosophy
method of premium payment plan chosen to fund the primary coverages which were death benefits. Of course ... although distinct, does have an influence on the direct insurance marketplace. I will attempt to review ...- Authors: Wayne D Bidelman, Michael Khalil, Application Administrator, R Stephen Radcliffe, Richard S Robertson
- Date: Oct 1986
- Competency: Strategic Insight and Integration>Big picture view
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Preferred Underwriting: Survey Says?
contracting with reinsurance companies to provide direct analysis of underwriting practices and quality ... then present the preliminary results from both the direct writer survey and the reinsurance survey. This ...- Authors: Application Administrator, Mary J Bahna-Nolan, Mark Swanson
- Date: May 2003
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Corporate-Owned Life Insurance COLI
perspective, is determining who the primary customer is. If the primary customer is the broker, it's likely ... profitability can be distribution-driven. If the primary customer is the end buyer, these processes will ...- Authors: John Coleman, Steven Eisenberg, Judy Faucett, Timothy Millwood, John Ryan
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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E-Commerce Series: Marketing on the Internet
differ from traditional agencies in that their primary purpose is to draw traffic to their Web site, which ... include UL, VUL and annuities, and possibly long-term care and disability income. During the course of this ...- Authors: Philip J Cernanec, Michael L Fix, Sanford Herman, Paul A Schuster, Larry Stern, Frederick S Townsend, Edwin Schrum, Stephen Rulis, Craig Blumenfeld, Kristina Meyer
- Date: Jun 2000
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Technology & Applications>E-commerce
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Individual Life Product Development
etc. Drawing upon past experience the initial direct emphasis will usually, but not always, be upon ... share techniques do not specifically incorporate a direct assumption for federal income taxes. In other words ...- Authors: Edward T Hill, James Reiskytl, Michael L Smith, William Strong
- Date: May 1978
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
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Technology and the Actuarial Pricing Model - What Comes Next?
FH1747:Q CASHFLOWS PER $100 AT 6 SCENARIOS The primary decomposition in ABCD (Chart 10) clearly shows ... portfolio. We’ve found, for annuities, that the best primary decomposition is not zero-coupon bonds but a synthetic ...- Authors: Shane A Chalke, Thomas W Reese, Irwin T Vanderhoof, Douglas A George, Mark C Abbott
- Date: May 1996
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Modeling & Statistical Methods; Technology & Applications>Software
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Unisex And Risk Classification
everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...- Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
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Reinsurance of Last to Die Policies: Is It Worth It?
Manulife (he'll be speaking about last to die from a direct company's point of view and a relxocessionaire's ... went to work for a reinsurance company, and those direct companies wanted everything. They just wanted us ...- Authors: Ronald Klein, Kevin Larsen, Michael DeKoning
- Date: Apr 1995
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Reinsurance>Life reinsurance
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AIDS: Pricing and Reserving Considerations
limiting thc proper classifica- tion of risks. The primary reason for using antibody tests and other techniques ... Lifetime Health Care Cost for People with AIDS In 1985 the CDC cstimated that the health care cost per AIDS ...- Authors: Dennis A Deeter, David Holland, Chester T Lewandowski, Melvin C McFall
- Date: Jun 1988
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance