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Pricing of Accelerated Benefit Plans
The more common of these products are long-term-care and dread disease riders to life policies. This ... Actuaries 1990, Vol. 42. Death benefits;Long-term care=LTC;Morbidity rates=Morbidity tables; 2633 10/1/1990 ...- Authors: James B Keller
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance
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Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense?
Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense? Analysis of Alzheimer’s Disease ... illness insurance; Lapse rates=Lapses; Long-term care=LTC; 4294991400 6/1/2012 12:00:00 AM ...- Authors: Stephen Rowley, Cyriac Kottoor
- Date: Jun 2012
- Competency: Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Health & Disability>Critical illness insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance
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Current Issues in Life Insurance Pricing
more to the table than in the past, when their primary service was capacity. Many reinsurers are having ... competition. This severe competition has allowed direct companies to view or, at least, look at reinsurance ...- Authors: Application Administrator, Douglas Doll, Craig Reynolds, Raymond DiDonna
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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New Developments - Term Insurance
percent of first year premium. A.L. Williams takes care of sales training, sales administration, and certain ... business and only selling direct response term. We have been in the direct response business for about ...- Authors: Gerald Kopel, Thomas A Skiff, Richard Tash, Robert L Whitney, Melville J Young
- Date: Apr 1985
- Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Substitute Facts for Appearances and Demonstrations for Impressions
massive challenges in implement-ing the Affordable Care Act, I like to think about the bright side. This ... first ex- posed to this topic when moving from a direct writing company to the world of individual life ...- Authors: James Filmore
- Date: Oct 2013
- Competency: Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Reinsurance>Pricing - Reinsurance
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The Blurring of the Line Between Group and Individual Insurance
stresses a balance and a spreading of risk. A primary group insurance consideration is that the individual ... of one percent of premium on large cases, The primary market for group insurance has been an employer ...- Authors: Gerald A Levy, Alan W Sibigtroth, David Vanderscoff, Dennis J Whimpey
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Expense Analysis and Allocation
eightfold. These results must be interpreted with care. The front ending of commissions without a change ... that there was not much we could do in terms of direct control of expenses. When you talk about year-end ...- Authors: David Congram, Robert H Dreyer, John Macarchuk, Philip Turner
- Date: May 1977
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Expenses - Annuities; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
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Profit Measures in Pricing: Their Use and Interpretation
investors look at return on equity, they don't care whether the return on equity on your term portfolio ... use profit margin as your primary measure? How many use IRR as your primary measure? That is a little ...- Authors: Application Administrator, Vratislav Vodrazka
- Date: May 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Enterprise Risk Management>Financial management; Life Insurance>Pricing - Life Insurance
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Relationship of IRR to ROI on a Level Term LifeInsurance Policy
August 2002 – Issue No. 53 O ne of the primary pricing measuresfor individual life insurance prod-ucts ... Commissions and expenses (both direct and ceded) • Required capital based on direct premiums. To examine the ...- Authors: Wayne Stuenkel
- Date: Aug 2002
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance
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Reflecting Risk In Pricing Survey
annu- ity results from the report. In general, direct writers and reinsurance companies will be lumped ... PAGE 23 Product Matters! | JUNE 2011 | 25 Direct life and annuity writers that reported using sto- ...- Authors: Donna Christine Megregian
- Date: Jun 2011
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance