Description: 1992 SOA Regional Meeting, Anaheim. The panel discussed the findings of the Task Force for Research on Life Insurance Sales Illustrations and the direction of regulation in this area. The Task Force recommendations reflected input received from regulators, individual life insurance companies, other insurance professionals and actuaries.

Description: This session from the 1995 SOA Boston Meeting covers an update on the current status of the proposed new standard non-forfeiture law for life insurance. From the Record of the Society of Actuaries, Vol. 21, No. 4a.

Description: This 1979 session focused on cost disclosure in the United States. Topics covered: 1. Status of required cost disclosure in the United States. 2. Recent commentary on cost disclosure 3. Elements of a good disclosure system as viewed by the agent, the consumer, and the company.

Description: This 1979 session is about Individual and Group aspects of agent compensation. Questions addressed: 1. What have been the effects on agent compensation of: a. inflation. b. change in product mix. c. development of new products. d. servicing requirements for certain products. e. consumerism. f. changes in statute or regulation. 2. What are the future trends in agent compensation? 3. What studies have been made about agent compensation? 4. What statistics are available about agent compensation?

Description: This 1980 session is about effect of government actions and consumerism on product design and pricing. Areas addressed: 1. What have been the most important regulatory and consumerist actions in the past decade as related to products, their marketing and the overall operation of a life insurance company? 2. What will be the most important actions in these arenas in the next decade? 3. What specific impact have these regulatory and consumer actions had on companies in the past decade and will they have in the coming decade? 4. What true value has accrued to consumers and the public because of these actions, and what impact will they have in the next decade? 5. Is there an acceptable relationship between the value of these benefits and the cost to the companies of providing them?

Description: This session from the 1995 SOA New York City Meeting presents viewpoints from actuaries, marketers and regulators on proposed regulation of policy illustration and nonforfeiture requirements. The forum examines the proposed Actuarial Standards Board ASB Standard for Sales Illustrations. From the Record of the Society of Actuaries, Vol. 21, No. 2.

Description: This session from the 1984 SOA Toronto Meeting discusses regulatory aspects, coronary risk factor analysis, guaranteed issue replacement programs, the economic value of the attending physician's statement and chronological age versus biological age. From Record of the Society of Actuaries Vol. 10, No. 4A

Description: From session 63 PD at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999, Impact of Regulatory Uncertainty on Product Innovation. Also discussed is the impact of XXX on policy design and reserves. This is Charts 3 and 4 from that preentation. See separate document for narrative from the presentation.

Description: 1994 SOA Meeting, San Francisco. This session discussed NAIC development of model regulation for life insurance and annuity disclosures. This session also described the approaches taken by the regulators and by industry advisory groups.

Description: This 1980 session covers amendments to the SNL and SVL and the anticipated revision to the CSO Mortality Table. Questions discussed: 1. What changes can be expected in requirements in the1980's? 2. What changes in products design will likely emerge from these? 3. What will be the effect on future gross premium, cash value, and reserve levels? 4. Will these changes be compatible with all economic forecast scenarios? 5. Will these changes create a need for increased gross premium rates or for higher company surplus levels? 6. Should attention to solvency measures be increased? 7. Are the allowable valuation interest rates sufficiently liberal?