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  • Regulatory Climate In Group Insurance
    final- ly, with private insurance there must be a direct ratio between the amount of premium and the amount ... Group Field Representatives was deemed to be in- direct incentive pay and thus subject to all the restrictions ...

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    • Authors: William Cunningham, Vincent W Donnelly, Jeffrey L Gathers, Jack W Roberts
    • Date: Oct 1976
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Employer Sponsored Individual Life Insurance
    payroll deduction products and mass marketed group direct response type products were under one marketing ... Government regulations are encouraging employees to take care of themselves. We feel that employees are in the ...

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    • Authors: Allen D Booth, Clark H Byrum, Carl W Rettenmayer, Thomas A Skiff
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Classification Areas
    slightly over half offered standard ADB and medical care coverage, and slightly under half standard waiver ... is he allowing insurance to perform one of its primary social benefits. Others, although they cry "discrimination" ...

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    • Authors: Robert D Bergen, Darrell W Ehlert, Harry L Sutton, Harry A Woodman
    • Date: Apr 1978
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
  • Regulatory Considerations in Group Insurance
    American works one month a year to pay for health care services. Hospital costs are rising at a rate at ... insurance companies and eliminates entirely the direct federal operation of health insurance programs ...

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    • Authors: Robert Dobson, Vincent W Donnelly, Ted Dunn, Raymond F McCaskey, Richard J Mellman
    • Date: May 1978
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance; Public Policy; Social Insurance>Government-funded healthcare; Social Insurance>Social Security
  • Deregulation Of Financial Industries
    restrictions on multiple ownership, does have a more direct effect on other persons, and those other persons ... cannot therefore be permitted to be compromised by direct engagement in any business other than banking.

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    • Authors: Allan Affleck, Arthur Garrison, Lawrence J Latto, John J Marcus, Lenore A Mardon
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Disability Income - Marketing Approaches
    is required as long as the insured is under the care of a physician and adhering to a form of treatment ... the policyholder either a self-administered or a direct billing system. MOSt large clients are involved ...

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    • Authors: Paul R Fleischacker, Gerald S Parker, Foster Drury, T Barry Reynolds
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability; Public Policy
  • Dread Disease Insurance: Yesterday, Today, and Tomorrow
    payroll deductions. I am an actuary in Allstate's direct response business unit. We market accidental death ... hospital stay, we would pay this benefit. Convalescent care was introduced in the early 1970s, mainly because ...

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    • Authors: David B Arial, Don N Patterson, Mark Shaw, Curtiss S Sheldon, Jeffrey Morris
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability; Public Policy
  • Federal vs. State Regulation
    ought to be regulated. The only people who really care who does the regulat- ing are those persons employed ... -- which the majority of you are -- then your primary concern has to be with how your business is regulated ...

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    • Authors: Vincent W Donnelly, Robert L Pawelko, Ian M Rolland, William White
    • Date: Oct 1977
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Individual Annuity Product Update
    come in at third place at 18%, while banks and direct response channels together have now a 10% market ... • VErthinthe variable annuity sector, banks and direct response channels are increasing their market shares ...

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    • Authors: Gordon C Boronow, Stephen E Roth, Hubert B Mueller, Daniel Jaquez, James M Truax
    • Date: Oct 1992
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Fixed annuities; Public Policy
  • Late Breaking Developments
    a J&S annuity. Let's turn now to the rules for direct rollover and 20% withholding. We recall that this ... 1992 legislation that required plans to offer a direct rollover option. That same law expanded the class ...

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    • Authors: Richard Schreitmueller, R Hardin Matthews
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy; Public Policy