Description: Argues that during boom times, it is virtually impossible to get regulators to oppose politicians who are being lobbied by financial services organizations, thus a bubble expands and a bust is inevitable.

Description: Suggests Dodd-Frank financial reform legislation doesn’t go far enough to reduce systemic risk. Paper provides suggestions that would improve outcomes if built into the regulations.

Description: Argues that by shifting the risk from the insureds - financial institutions - to the insurer - the federal government, we affect the behavior of the insureds. Once the consequences of the risk are absorbed by someone else, the insureds can assume more risk. This must be changed.

Description: Analyzes whether or not it is a legitimate function of government to regulate financial institutions.

Description: Argues that the suppression or mitigation of small and intermediate economic collapses means that much bigger collapses will occur instead.

Description: Investment Fallacies: The Best Model Doesn't Win

Description: Response to Life Insurance 2020 Foresight – A Call for Essays. An essay stating the author’s vision for the future of the life insurance sector. Focus is on the retirement savings need in the future both in the private individual sector and in the public sector.

Description: E-book contains 16 topical essays that express the opinions and thoughts of a number of authors on the subject of Investment Fallacies.

Description: Investment Fallacies: Mathematical modeling of social phenomena

Description: Investment Fallacies: On the Validity of Common Portfolio Return Assumptions