Description: This is a request for data for the 2005 intercompany expense study.

Description: Instructions for contributing policyholder behavior data to the 2005-2007 experience study

Description: This is the sixth experience study conducted by the SOA’s Committee on Life Insurance Company Expenses on inter-company expenses. Contributions of individual life and annuity expense data were received from 27 US life insurance companies.

Description: This report documents the results of the Committee on Life Insurance Company Expenses' fourth annual expense study – the 2004 SOA Individual Life and Annuity Expense Study. A Per Policy Index for first year expenses and a Per Policy Inforce Index for operating expenses is developed as a high level basis of comparison.

Description: This is the 2004 credit disability study report compiled by the Credit Insurance Experience Committee of the Society of Actuaries in July, 2005. The study was undertaken to update the basis for unearned premium reserves for single premium credit disability insurance.

Description: Economic capital is an embedded part of the banking risk management and regulatory framework. The insurance industry has relied on rating agency and regulatory formulas that have been criticized as overcapitalizing and not appropriately differentiating risk drivers in the capital formulation. The emergence of C-3 Phase I and C-3 Phase II have introduced an economic approach to capital in the insurance industry. This half-day seminar takes a detailed look at the subject of economic capital. From the Record of the Society of Actuaries 2005, Volume 31, No. 1: 2005 New Orleans Life Spring Meeting, May 22-24, 2005, Session 9 Seminar.

Description: This is a report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2005-07.

Description: A panel of chief risk officers CROs discuss their roles, responsibilities and challenges in implementing and managing risk within an insurance enterprise. Topics related to the measurement and management of risk to be covered are: organization of the risk management function key CRO responsibilities measurement infrastructure process of measuring and managing risk risk culture and assimilation of risk into the organization management buy in and support operational risk credit risk risk aggregation the role of risk economic capital and Committee of Sponsoring Organizations COSO enterprise risk management framework. From the Record of the Society of Actuaries, Volume 30, No. 2, Spring Meeting, San Antonio, TX, June 14-15, 2004, Session 20PD.

Description: This is a discussion of the paper, 'The New Standard Ordinary Mortality Table' paper by Sternhell.

Description: An Excel spreadsheet to aid the reader in interpreting the information contained in the report, which provides exposure information by lapse factor and data cell. Please see the SOA website experience studies for the full report.