Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The panelists review mortality experience studies and research and underwriting practices, discussing topics including smoker vs. non-smoker mortality, differences by sex, and medical impairments. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: Big data and predictive models have disrupted the life insurance new business and underwriting processes over the past few years. How did we get here? What does the future hold? This session will review the lessons learned from the evolutionary process and discuss what the potential next steps are in this journey. Are real time fully underwritten decisions an achievable goal?

Description: This discussion on underwriting looks at the evidence supporting rules requiring medical examinations, special heart reports as supplements to regular exams, home office urinalysis, electrocardiograms and chest X-rays, attending physician statements and inspection reports. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: Presented at May 1996 Spring Meeting. Results of the recently completed survey on preferred risk criteria for individual ordinary life insurance are presented, with a discussion of limitations of results and implications for pricing actuaries, underwriters and reinsurers.

Description: Panelists discuss recent trends in individual life mortality experience, especially for preferred risks, and the impact of agent selection and underwriting exceptions on a company's mortality results. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: Discusses: [1] using blood tests effectively to improve mortality results, [2] using expert underwriting systems, and [3] what the future may hold for genetic underwriting. From the 1988 Record of Society of Actuaries, Vol. 14, No. 4A.

Description: This panel discussion session looked at recent and proposed regulation of life insurance underwriting. Specific topics included: i. Problems with traditional underwriting classifications: privacy, disclosure, anti-discrimination, etc. 2. New and acceptable classifications: smoking, lifestyle, build, blood pressure, finances, etc. 3. Possible transition problems: existing policies, persistency, coordination of previous data with newer classes, etc.

Description: Panelists will discuss considerations identified and the challenges encountered by companies in developing and using predictive models in the life insurance underwriting process.

Description: This session from the 1995 SOA Boston Meeting presents new information and approaches that address the impact of underwriting on mortality. Topics include developing issues in insurance medicine, preferred underwriting guidelines, laboratory testing, and monitoring results. From the Record of the Society of Actuaries, Vol. 21, No. 4b.

Description: 2004 SOA Spring Meeting, Anaheim, CA. In this session panelists presented an overview of underwriting processes for a variety of product lines. They also discuss related topics such as identifying keys to underwriting decisions, the cost of underwriting and protective value, and ensuring consistency with pricing assumptions. Some of the underwriting tools discussed were use of RX history, credit checks, DMV history, and fraud data bases.