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The Universal Life Insurance Policy
The Universal Life Insurance Policy The purpose of this paper is not to present a revolutionary new concept, instead, it is to reexamine a familiar concept in the light of new market ...- Authors: James C H Anderson
- Date: Jan 1999
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance>Universal life
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XYZ Addresses UL Nonforfeiture Values
XYZ Addresses UL Nonforfeiture Values This article discusses how the proposed actuarial guideline XYZ attempts to address secondary guarantees on minimum nonforfeiture values. Standard ...- Authors: James Van Elsen
- Date: Dec 2000
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Life Insurance>Secondary guarantees; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits
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Insights Into Life PBR Emerging Practices and Implementation
Insights Into Life PBR Emerging Practices and Implementation In this article, we explore key insights from Oliver Wyman's 2020 Life PBR Emerging Practices Survey, which provides a broad ...- Authors: Dylan Strother, Haley Christine Jeorgesen , Ellen Smith
- Date: Nov 2020
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting; Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life
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Is Universal Life Manageable?
Is Universal Life Manageable? This article discusses the profitability of universal life policies over time as interest rates and policyholders become more knowledgable. Discount rates=Interest ...- Authors: Roland A Dieter
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Universal life
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Universal Life Persistency Study
Universal Life Persistency Study This study examines individual universal life persistency. This report shows annualized results based on data from calendar years 1988, 1990, and 1992. The ...- Authors: Society of Actuaries
- Date: Jan 1995
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data; Life Insurance>Universal life
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UL Secondary Guarantee –A Rebirth of Fixed Life?
UL Secondary Guarantee –A Rebirth of Fixed Life? Discussion of UL products with secondary guarantees and how they are similar to and different from traditional life insurance products. Discussion ...- Authors: David Simbro
- Date: Nov 2003
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits
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Premium Persistency Study of Flexible Premium Universal Life Products Addendum
Premium Persistency Study of Flexible Premium Universal Life Products Addendum This is a addendum for the research report summarizing results of premium persistency assumptions used by life ...- Authors: Society of Actuaries
- Date: Jul 2012
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life
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The Driving Force Behind Participating - Universal Life - Nonguaranteed Element Product Development
The Driving Force Behind Participating - Universal Life - Nonguaranteed Element Product Development 1994 SOA Spring Meeting, San Francisco. The panel discussed current issues in participating, ...- Authors: Christian J DesRochers, Philip Polkinghorn, Linda S Streck, Mark A Tullis
- Date: May 1994
- Competency: Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Regulation of Universal Life
Regulation of Universal Life This article summarizes the presentations on December 7th, 1981 at the Los Angeles Actuarial Club. The discussion was on regulating universal life products by several ...- Authors: Charles Moore
- Date: Mar 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Universal life
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PBA Corner
PBA Corner The article discusses the developments thus far with the adoption of the NAIC Valuation Manual and what steps still lie ahead. It also discusses the NAIC Life Actuarial Task Force’s ...- Authors: Karen Rudolph
- Date: Jan 2013
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Results-Oriented Solutions>Actionable recommendations
- Publication Name: The Financial Reporter
- Topics: Annuities>Reserves - Annuities; Life Insurance>Secondary guarantees; Life Insurance>Universal life