Description: This article outlines a practical approach for setting mortality rates using credibility theory. It includes formulas that can easily be applied to determine how much credibility to assign to the results of a mortality experience study.

Description: Examines historical life insurance and annuity policyholder mortality improvement trends and/or mortality improvement rates and how they compare to that of the general US and international populations. Discusses techniques for modeling and projecting future mortality improvements

Description: The purpose of this report is to develop information that may be useful to the Pennsylvania legislature in its efforts to regulate the funding of pre-need contracts. What we have done is to develop a theoretical basis for regulation and then to suggest some practical approaches to initial implementation.

Description: Mortality Improvement Scale MP-2016 is an update to Mortality Improvement Scale MP-2015 that includes three additional years of historical U.S. population mortality data and modification of two input values designed to improve the model’s year-over-year financial stability. The page includes the updated Scale MP-2016, the accompanying Scale MP-2016 document, and an updated RPEC_2014_v2016 Model Implementation Tool for actuaries to create their own mortality improvement scales using RPEC’s model and the updated data set.

Description: This SOA report provides an overview and analysis of the mortality models, theories and trends contained in the papers presented at the past four international Living to 100 symposia.

Description: In an increasing population the number of persons falls off from age to age more rapidly than does the stationary population of the life table. This can introduce a systematic bias into life table calculations. The first part of the paper describes an iterative procedure to correct for the bias, extends the method to multiple decrement and associated single decrement life tables, and demonstrates the magnitude of the bias involved. The second part of the paper summarizes the results of applying iterative life table techniques to 165 populations which encompass over a century's experience and include countries from all parts of the world. Followed by discussions submitted by several people

Description: This paper was motivated in part by a desire to use, in a variety of classroom situations, some of the readily available statistics on mortality and related factors. A second aim was to illustrate certain statistical ideas, such as the relative merits of means and medians. However, the subject of racial differentials in mortality rates is of considerable intrinsic interest, which the analysis presented here only begins to address.

Description: Provides white vs. black mortality rates based upon Social Security data for years 1984 - 1988, and separate tables based upon data from 'Health United States' for years 1983 - 1987 and data from 'Vital Statistics of the United States' for years 1983 - 1987.

Description: This SOA report provides an overview and analysis of the mortality models, theories and trends contained in the papers presented at the past four international Living to 100 symposia.

Description: Attempts to Quantify Potential Impact of Pandemic Influenza on the U.S. Life Insurance Industry