Description: This article discusses the charge for the new SOA/COVARA AIDS Task Force. This new task force will examine and report on the principles and techniques for the financial recognition of AIDS for insurance companies, recognizing both statutory and GAAP accounting.

Description: In this article the author compares the profitability of Variable Life Insurance and Universal Life Insurance products. He concludes that a company can develop a typical VUL product with adequate profitability as compared to the company’s current UL product.

Description: A discussion about the possible future effects of AIDs/HIV on the life insurance industry.

Description: This article presents the abstract for a paper that received fellowship credit entitled, “Simplified Cash Flow Testing of Traditional Participating Whole Life Insurance”

Description: The author offers a mathematical demonstration of why the premium will reduce when interest rates increase, all other things being equal.

Description: Column to address problems that arise in everyday work. This article discusses the problem of projecting loans on an in-force block of business.

Description: A recent SOA regional meeting featured discussion on an age-old actuarial debate: Within the same company, should the return on equity ROE target vary by profit center PC depending upon the risk of the PC?

Description: Book review of A Comprehensive Guide To Measuring And Managing Life Insurance Company Expenses.

Description: The author presents a mathematical proof of what happens to premiums when interest rate changes and disproves the theorem set forth in the October 1984 issue of the Actuary.

Description: This article discusses valuation guidelines for participating whole life policies, that should be, in the authors opinion, consistent with guidelines for other types of policies.