Description: From session 63 PD at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999, panelists discuss current issues including adoption status and proposals for various regulations critical to product development efforts. Impact of XXX on product design and reserves is also discussed. From the Record of the Society of Actuaries, Vol. 25, No. 1.

Description: From session 63 PD at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999 Impact of Regulatory Uncertainty on Product Innovation. Impact of XXX on product design and reserves also discussed. These are Charts 1 & 2 from that session. See separate document for discussion from this presentation.

Description: This presentation, session number 97PD, took place at the 1999 Spring Meeting of the Society of Actuaries, held June 16-18 in Seattle. The presenters look at the adequacy of state insurance regulation by examining the purpose and intent of the McCarran-Ferguson Act. They discuss the strengths and weaknesses of state regulation, and “whether the public interest is best served by 1 the states or the federal government being the primary regulators of insurance or 2 some system of bifurcated regulatory authority shared between the states and the federal government.” Discussion from participants is included. From the Record of the Society of Actuaries, Vol. 25, No. 2.

Description: This presentation, session number 103PD, took place at the 1999 Annual Meeting of the Society of Actuaries, held October 17-20 in San Francisco. The panelists review the history of credit insurance, discussing credit insurance regulation, changing consumers’ attitudes toward credit insurance, changes in the products and marketplace, and how the Consumer Credit Insurance Association has evolved since its founding in 1951. The panelists then discuss where the credit insurance industry is heading with respect to new product development and marketing methods, consumer attitudes, and further changes in regulation. From the Record of the Society of Actuaries, Vol. 25, No. 3.

Description: This 1978 session focused on regulatory considerations in Group Health Insurance focused on the following questions: 1. What is the impact of National Health Insurance and Federal Hospital Cost Control? 2. What is the impact of non-discrimination legislation and regulation? 3. What is the impact of recent OASDI financing changes and changes in mandatory retirement age? 4. What is the future of multi-employer trusts and self-insurance?

Description: 1993 SOA Spring Meeting, Boston. This session is about trends in life company impairments and insolvencies. Topics included: 1. Recent insolvencies - are there similar situations waiting to be discovered? 2. How meaningful are current financial statements? 3. What do rating agencies say? How much confidence is there in their ratings? 4. The role of cash-flow testing, AVR/IMR, and risk-based capital formulas.

Description: In this article, the author discusses the need to create a systemic risk regulator.

Description: This article discusses new developments on the regulatory front. Under the new agreement, insurance company management and boards will be required to issue a statement that reflects their judgment about the firm’s viability, including its capital adequacy. The required opinion will have five elements - identifying risks, measuring risks, a risk feedback loop, a risk tolerance statement, and a risk policy.

Description: Discusses Solvency II, the new solvency regime for all EU insurers, and what it means to US insurers.

Description: This paper explores the legislation of New York 65, the intent of which was to offer health benefits to persons age 65 and over without health examination or other evidence of insurability. From TRANSACTIONS OF SOCIETY OF ACTUARIES, 1962 VOL. 14, PT. 1 NO. 40.