Description: This paper was presented at the 1955 Society of Actuaries Eastern Spring Meeting, held March 24-25 in New York City. This paper provides a detailed description of this type of group life insurance, which the author defines as a plan which provides for periodic employee contributions to purchase paid up insurance, term insurance provided by the employer for the scheduled amount less the paid up insurance, and which usually allows for cash surrender after termination of employment. The author provides a brief history, and detail on plan design including premiums and participating features, disability benefits, cash value provisions, coverage schedules, employee contribution schedules, underwriting, and valuation. From Transactions of Society of Actuaries 1955 Volume 7, Number 18.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss group life and health insurance, including modifications of standard underwriting controls and administration practices for groups of less than 25 lives claim experience and other matters relating to those smaller groups the experience of companies writing hospital plans new forms of group accident and sickness benefits [e.g. major medical] and experience on conversions of group accident and sickness. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: This is a discussion about employee benefit plans: -Group Life - What has been the effect of the new law taxing employer contributions in excess of $50K? What special underwriting problems have occurred, what underwriting techniques used, what has the mortality experience been? -Group Health - What are special considerations where premium rates are guaranteed for greater than one year? Are any additional reserves established? What are the current developments in Group dental? Have any experience studies been made? What is the potential market for group dental? -Group Annuities - What volume of business has been written on separate accounts or segregated funds? What problems have arisen in administering this type of plan? -Miscellaneous- What has been the experience on high limit accidental death and dismemberment benefits? In pension plans has there been an increase in joint and survivorship options? Has there been an increase in disability benefits under retirement plans? To what extent is the new money concept being adopted in fields other than group annuities? What is the current outlook with regard to reducing or eliminating the difference in taxes imposed on insured employee benefit plans vs self-insured plans? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2

Description: This discussion explores the areas of administration which takes use of electronic equipment in the group field. The panel also discusses policyholders looking to insurance companies for greater or lesser administrative services and if there is any noticeable trend toward self-insurance in connection with benefits under employee welfare plans. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This discussion on statistical analysis and group insurance examines the use of Reports of Mortality and Morbidity by smaller companies, practices followed to obtain a satisfactory experience with group accident, sickness and group hospital, surgical and medical coverages. From Transactions of Society of Actuaries 1955, Vol. 7, No. 18.

Description: This discussion is about the effect of Commissioners 1961 Standard Group Life Insurance Premium Rate on the maximum amounts of insurance permitted without evidence of insurability and the extant of experience rating and risk charges in dividends. From Transactions of Society of Actuaries 1961 Vol. 13 Pt. 2

Description: This discussion is about the persistency experience of individual members under professional association plans. From Transactions of Society of Actuaries 1961 Vol. 13. pt.2

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Discussion of Subjects of Special Interest’ addresses Taft-Hartley welfare plans and the conditions and limitations under which such plans, administered by a joint board of trustees and not placed with an insurance company, can be considered actuarially sound, and what special reserves are necessary for such programs.

Description: 1962 SOA Regional Meeting, Jacksonville. This is a discussion about the various impacts on group life insurance of the new Commissioners 1960 Standard Group Mortality Table. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2.

Description: This is a discussion of the paper, Funding Group Life Insurance by Charles L. Trowbridge. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.