Description: Proposes new approaches to long–term care insurance products and marketing.

Description: The public relations campaign for this year’s Centennial Celebration of the actuarial profession took off strong with the first “Forecast 2000” forum conducted April 25 in Miami. One of the forum's topics was a survey about long term care in the future.

Description: Editorial highlights the public's need for this product line and cites a previous article for The Actuary written by Heidi Rackley promoting this subject.

Description: Article regarding enhancing Long-Term Care Insurance through cost sharing and utilization review. From The Actuary, December 1986 – Volume No. 20, Issue No. 10

Description: Long-term-care LTC insurance presents a huge opportunity for insurers. If fully exploited, the field lends itself to policies with relatively large premiums that need to be accumulated over a lifetime in statutory reserves, requiring fiduciary investment management as well as insurance services. The need to accumulate large reserves to prefund a risk largely concentrated at the end of the life span gives this product most of the desirable characteristics of the level premium life insurance policies that were the staple of the insurance business for many decades.