Description: Report summarizing the results of the 2015 PBITT UL with Secondary Guarantees Survey.

Description: This article summarizes the findings of the 2020/2021 Milliman UL/IUL/VUL survey. The survey covers a range of specific product and actuarial issues and the results provide a good tool for benchmarking

Description: This article is a summary of a debate at a Southeastern Actuarial Club meeting that looked at the appropriateness of secondary guarantees in UL products.

Description: Report summarizing the results of the 2018 PBITT UL with Secondary Guarantees Survey

Description: Discusses the federal income tax aspects of reserves for term and secondary-guarantee UL, as regulated by XXX and AXXX.

Description: Report summarizing the results of the 2013 PBITT UL with Secondary Guarantees Survey.

Description: Mandatory implementation of life principle-based reserves (PBR) is just around the corner, and there is no shortage of work to do, as most products have yet to be moved to PBR. Oliver Wyman recently completed its 2019 PBR survey, with more than 40 participants covering 85 percent of the individual life market, including 23 of the top 25 life writers and five reinsurers. This article will expand on the key survey findings including implementation status and model simplifications.

Description: Portion of the introduction and the table of contents to the full paper entitled “Nontraditional Guarantees on Life And Annuity Products.”

Description: Provides a review of the available lapse experience for lapse-supported Life and Long-Term Care products.

Description: Report summarizing the results of the 2019 PBITT UL with Secondary Guarantees Survey.