Description: Over the last few years, many direct companies have started inforce management programs and are now navigating what actions can be taken to optimize the business. At the same time, the legal, compliance, and regulatory environments are also changing. The presenters will explore the development and implementation of programs such as changing non-guaranteed elements or efforts to improve experience while considering the changing compliance environment, including New York Regulation 210, ASOP2 and litigation challenges.

Description: Because of its complexity, ensuring the security of cyberspace is one of today’s most significant challenges. As the cyber environment becomes more integrated with the real world, the direct impact of cybersecurity incidents on business is also heightened. This study aims to develop a generic model that can be applied by any organization. For the validation of the developed cyber risk analysis method, simulations and sensitivity analysis will be performed.

Description: Feature article describing what health actuaries think will be the future role of actuaries in the health care industry.

Description: Feature article discussing combination products.

Description: A discussion of the contents of this issue of smalltalk including regulatory issues that impact insurance and smaller insurance companies. Also discussed are two major regulatory issues, health care reform and financial regulatory reform.

Description: This editorial gives an overview of articles in this edition of The Actuary including actuarial exams and health care management issues.

Description: Article from The Actuary, November 1994 – Volume 28, No. 9 that announces the resignation of Jim Murphy, executive vice president of the American Academy of Actuaries.

Description: The article provides insights about the need for revolutionary actuaries in Saudi Arabia due to the reform that is happening across the kingdom under all sectors. Then I talk briefly about the health sector and the transformation that is happing in the sector, and how qualified health actuaries can contribute to this health reform.

Description: Editor’s Viewpoint: Stepping into the All-Electronic Future...

Description: The Health Section chair reviews the progress and activities of the section after three years of existence.