Description: The likelihood that an executive will require some type of extended custodial or medical support—and the cost of that care—keep rising. In fact, the odds of an individual experiencing the need for a LTC claim are 120 times greater than losing his or her house because of a fire or other catastrophic loss, according to the American Healthcare Association.

Description: An essay suggesting a health care financing system.

Description: Long-Term Care Insurance Coverage: Educating Clients and Evaluating Its Merits as an Investment An Actuary’s Solution to the Consumer’s Dilemma by William A. Dreher from Long-Term Care Newsletter, December 2004, Issue No. 13.

Description: A defense of the CLASS Act from the perspective of the private long term care insurance industry.

Description: We see a problem in the long-term care insurance industry because we don’t have a standard process. The majority of agents and advisors, who sell a variety of products, are often at a loss for what to do with LTCI.

Description: The SOA released a report titled Massachusetts Health Insurance Reform, which looks at the impact on insurance markets, pricing and profitability.

Description: Diabetes mellitus type 2 is an excellent model for assessing the setup of medical coverage in the U.S. health care system. It is a chronic disease that has genetic, behavioral and other medical causes, and causes many complications over the long term. From Financing Chronic Care Monograph, M-HB05-1.

Description: A health actuary describes her journey as a parent of a child with medical needs, and the complexities associated with navigating the health insurance industry.

Description: The SOA released a report titled Massachusetts Health Insurance Reform, which looks at the impact on insurance markets, pricing and profitability.

Description: The challenge for LTC Insurance marketers and distributors is to explain the reasons behind actuaries' recent changes to pricing and underwriting while also furthering the cause of LTC Insurance sales.