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The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey of 28 Insurers
The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey of 28 Insurers Summary of a survey conducted by Milliman of 28life insurers on the impact ...- Authors: Karthik Yadatore, Paul Fedchak, Patrick Ouyang
- Date: Oct 2022
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Public Policy
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Confusing the Matrix: Part Deux
Confusing the Matrix: Part Deux This article details different methods for calculating mortality impact associated with new underwriting programs. A common simplified calculation is compared and ...- Authors: Ryan Holt
- Date: Nov 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Accelerated underwriting
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Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct
Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct Accelerated underwriting expert, Ryan Holt, FSA, gives a brief history of the confusion matrix and how its use came into the ...- Authors: Ryan Holt
- Date: Aug 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Accelerated underwriting
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Registered Indexed Variable Universal Life: Is RIVUL the Next Big Thing in Life Insurance Products?
Registered Indexed Variable Universal Life: Is RIVUL the Next Big Thing in Life Insurance Products? Discussion of a new product concept in life insurance: Registered Indexed Variable Universal ...- Authors: Nik Godon
- Date: Oct 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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A Decade into Accelerated Underwriting: The New Normal for Advanced Risk Selection
A Decade into Accelerated Underwriting: The New Normal for Advanced Risk Selection A high-level summary of the results of Munich Re's recent Accelerated Underwriting Survey life insurance, ...- Authors: Lisa Seeman, David Goehrke
- Date: Aug 2023
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Underwriting - Life Insurance
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Actuarial Guideline XLIX (AG49): Past, Present and Future
Actuarial Guideline XLIX (AG49): Past, Present and Future Written in reaction to the AG49-A "quick-fix" passed, this article covers the history of IULillustration regulation. It begins by ...- Authors: Richard John Hoffer, Alexander Tall, Kathryn van Ryn
- Date: Jun 2023
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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SOA Accelerated Underwriting Practices Survey
SOA Accelerated Underwriting Practices Survey Milliman was engaged by the SOA to conduct two Accelerated Underwriting (AU) surveys, one of direct companies and another of reinsurers. The surveys ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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2020/2021 Life Insurance Pricing Methodology Survey
2020/2021 Life Insurance Pricing Methodology Survey Since the last installment of the biennial WTW North America Life Insurance Pricing Methodology Survey in 2018, the market has been coming to ...- Date: May 2022
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Rethinking the Product Development Process to Fuel Insurers’ Growth
Rethinking the Product Development Process to Fuel Insurers’ Growth Insurers are struggling to keep pace with rapidly changing economic conditions, customer needs and regulation. We at Oliver ...- Authors: Chris Whitney
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Cost-Benefit Analysis: Quantifying the Value of EHRs
Cost-Benefit Analysis: Quantifying the Value of EHRs The paper describes a cost-benefit analysis to determine the value of electronic health records (EHRs) in life insurance accelerated ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting