Description: The author shares the story of his actuarial career and provides insight into the development of retirement today and the past and future of the pension actuary.

Description: An “eligible combined plan”allows the promise, funding and delivery of both pension benefits funded by the employer and salary deferrals funded by the employees

Description: This paper comments on the Successful Employee Retirement Income Outcomes in the United States (SERIOUS), a comprehensive model for the delivery of employment-based retirement income.

Description: The Society of Actuaries provides a snapshot of the findings from the SOA and Stanford research report, “The Next Evolution in Defined Contribution Retirement.” The fact sheet provides employers and plan sponsors with tips on how to build and offer retirement income generators.

Description: All we need is … a §401k - redesigned to • Leverage the fungibility of money • Consolidate to a lifetime, all-in-one plan • Create liquidity without leakage

Description: This paper is intended to help plan sponsor fiduciaries understand existing options and carry out their due diligence when studying retirement income solutions for DC retirement plans. It educates human resources and financial professionals at plan sponsors about the potential issues, solutions, and processes involved with implementing, administering, and communicating a retirement income program for their plan participants.

Description: This study examines reductions in retirement benefits from the decline in defined benefit plans and increases in defined contribution plans during the past 20 years and what effect this has on workforce management. In particular how this change is affecting older workers’ decisions to retire and what effect this could have on companies. An underlying assumption implicit in evaluating the benefit of retirement of older workers is that productivity declines in old age while pay does not, leading to a pay productivity gap that could have an adverse effect on the employer from delayed retirement. The validity of this assumption was also examined.

Description: The Successful Employee Retirement Income Outcomes in the United States (SERIOUS) is a comprehensive model for the delivery of employment-based retirement income.

Description: Many factors contribute to one’s ability to save and prepare for retirement. This essay examines the influence family structure has on retirement preparedness.

Description: This article offers insights about the United Technologies Corporation lifetime income approach and information on the design, administration and acceptance.