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Risk Classification Policy Issues - Life Insurance
volume of female coverage increased the urgency for direct recognition of mortality differentials. Pricing ... their health. My experience is that most people care less about mortality statistics; more likely to ...- Authors: John H Cook, Michael Cowell, Linda B Emory, Courtland C Smith, Charles A. Ormsby
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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New Technologies in Underwriting
hypertension, diabetes, epilepsy, cancer. They are the primary causes of morbidity and mortality. These individuals ... physi- cians is going to be the standard of medical care in the future. As a third point, informed consent ...- Authors: Gerald Kopel, Henry C George, Robert Pokorski
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Trends in Underwriting Standards and Mortality Experience
insurance offered by some companies. They don't care what you have." He explains that you can have cancer ... the U.S. If you compare reinsurance experience to direct individually underwritten experience, reinsurance ...- Authors: Mark Davis, James W Pilgrim, Gregg R Sadler, Gary Y Lee
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Risk Classification Trends
fiction retrospective. Not so, but I would like to direct your attention to one of the early science fiction ... morale and thus resulting in lesser sales. The primary goal of the risk classification process is to maintain ...- Authors: Application Administrator, Paul Howman, John W Paddon, Gregg R Sadler
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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The Impact of AIDS in North America, Europe and Africa
term insurance. AIDS questions have been added to direct mail proposals during the past two years. In general ... companies experimented with DBS but dropped it, The primary problem cited was sometimes not getting enough ...- Authors: David Holland, Harry H Panjer, Thomas W Reese, Andre Chuffart
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Demography>Population data; Global Perspectives; Life Insurance>Underwriting - Life Insurance
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Underwriting Concepts for Actuaries
Underwriting Concepts for Actuaries This session 36TS of the Toronto Spring Meeting discusses ... American United Life’s direct side. In our insurance company, there is also a direct division, so I went ...- Authors: Application Administrator, Mary Broesch, Douglas A Ingle
- Date: Jun 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Current and Future Underwriting Issues
home, the client signs the application. It is a direct copy of what is already in the machine, and that ... are very expensive ($500 to $1,000 per person). Direct genetic tests could be preferable to linkage analysis ...- Authors: Edward F McKernan, John Nigh, Michael J Rich, Gregg R Sadler, John E Tiller
- Date: Oct 1988
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Underwriting and Mortality
Underwriting and Mortality This session from the 1995 SOA Boston Meeting presents new information ... business such as payroll deduction, pension, and direct mail. In my view, the application of risk management ...- Authors: David Atkinson, Warren Kleinsasser, Jess L Mast, STEVEN MACDONALD
- Date: Oct 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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Risk Classification and Privacy
Risk Classification and Privacy This 1978 discussion focused on risk classification and privacy, ... I could be told - and I have been told - all I care about is to protect my job. Who would be hurt if ...- Authors: Daniel Case, John H Cook, Robert J Randall, Ronald E Timpe
- Date: Jun 1978
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy