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Universal Life Valuation and Nonforfeiture: A Generalized Model
model laws. Our only goal is to demonstrate that direct interpretation and application of existing laws ... l imits on plan design; a) We conclude as a direct result of the discussion above that insurers must ...- Authors: Robert J Callahan, Shane A Chalke, Michael F Davlin, Jeffery Dukes, Thomas G Kabele, Lawrence Silkes, Steven Sommer
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Universal life
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Universal Life
discuss some, but by no means all, of these. The primary concern of the administrative system for this type ... is not unusual for the tail to wag the dog. A primary factor in the marketability of universal life versus ...- Authors: William Carroll, Daniel Case, Christian J DesRochers, Harold B Leff, James Robinson
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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The Universal Life Insurance Policy
products and distribution systems, they deserve care- ful consideration. Here, then, is one man's blueprint ... through retail outlets. Similar action, based on a direct mail approach, is taken by the sponsors of two ...- Authors: James C H Anderson
- Date: Jan 1999
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance>Universal life
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Universal Life
markets are we talking about? We're talking about the direct sale market, salary savings market, pension market ... suicidal practices that are leading to losses for the direct writers, losses for the reinsurers, and insufficient ...- Authors: Darlene H Davis, Michael F Davlin, John Fritz, Dale W Hotze, Randall Mire
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Is Universal Life Manageable?
E. Winklevoss and Alwyn V. Powell, Contitruing Care Resirement Communities: An Empirical, Financial ... analysis of con- tinuing care retirement communities (also known as life care communities). Such communities ...- Authors: Roland A Dieter
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Universal life
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Living Life Insurance Policy
RISING HEALTH CARE COSTS A CHALLENGE TO ACTUARIES by Daniel W. Pettengill Health care costs that continue ... hospital bills constitute nearly half the total health care expenditures, they are a logical first target for ...- Authors: Douglas S Magnusson
- Date: Mar 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Universal life
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Universal Life, No-Lapse, and the Law vs. Free Markets
ture interest rate. Tradition seems to be the primary reason. When universal life first became popular ... provisions guarantee the death benefit even if the (primary) account value or cash value is zero (or negative) ...- Authors: David Hippen
- Date: Mar 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: The Financial Reporter
- Topics: Life Insurance>Universal life
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Alternative XXX Model Regulations from a Federal Income Tax Perspective
Alternative XXX Model Regulations from a Federal Income Tax Perspective This article discusses ... from both valuation and tax perspectives. The primary products affected are level premium term insurance ...- Authors: James Reiskytl
- Date: Dec 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Small Talk
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy; Public Policy
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The Actuary Vol. 21, No. 8 An Answer To The Loan Dilemma
The Actuary Vol. 21, No. 8 An Answer To The Loan Dilemma This article discusses the impact on ... deal. For a typical participating policy with direct recognition, the spread between the loan interest ...- Authors: John W Keller
- Date: Oct 1987
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Universal life; Life Insurance>Whole life; Public Policy