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Unisex - An Update
characteristics, a similar expectation of loss. What is the primary actuarial reason for opposition? In voluntary insurance ... tell the other person why they, not you, should care. You have to identify the "right stuff". Instead ...- Authors: Daphne D Bartlett, Thomas P Bleakney, Michael F Davlin, Barbara Lautzenheiser, Anthony Spano
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability; Life Insurance; Pensions & Retirement
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Current Activities Related to Deferred Annuities
plus savings where the company is protected by direct recognition of loans. They are currently selling ... results. Perhaps, the final answer must go further - direct recognition plus the investment risk borne by the ...- Authors: Gregory J Carney, Stephen H Frankel, Jay Jaffe, John R Thompson, Cathy H Waldhauser
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Titanic of Product Development: Avoiding the Iceberg
Titanic of Product ... customers to help us promote the sale of BMA's direct product though. ... a timely basis to your distributors. They don't care how good your product is. Otherwise, you just shot ...- Authors: Kevin A Marti, Norse N Blazzard, Brian King
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Current Developments Surrounding Regulations and Standards of Life and Annuity Products
ATKINS: Does anybody think the market could take care of these excesses on its own? MR. MILLER: It demonstratively ... average credit rate tight now is 6-7.5%. I don't care whether you had a discipline scale or an undisciplined ...- Authors: James Atkins, Shane A Chalke, Walter N Miller, Robert E Wilcox
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Insurance Compensation Trends and Outlook
companies; • Pressures on the current systems from direct marketers, the Internet, and otherwise. Mr ... why there's not much. From the Floor: Would you care to comment on the Canadian experience? Mr. Robinson: ...- Authors: Joel Wolfe, Jeffrey M Robinson, Deanne L Nezas
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Annuity Product Development Update
personnel directors of colleges. A comment on direct response. Historically, at least in my experience ... until recently, there have been no successes in direct marketing of annuities. In fact, there has been ...- Authors: Paul H LeFevre, James Thompson, Paul T Bourdeau
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Senior Investment Products: Investing for Today & Tomorrow
door. They do not have to make cold calls or do direct mail. Here is a banker in small-town America who ... low mortality for this, similar to the long-term care. Because in many reverse mortgages, the idea of ...- Authors: Joseph Brennan, Timothy J Ruark, Van A Musso, Rosemarie Shoemaker
- Date: Apr 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Banking - Finance & Investments
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Annuity Product Development Update
stock market had crashed in October 1987. The primary reason for that is the tax law. In 1989 there was ... lot more success selling this product than the direct marketers. Now let's talk about a few of the annuitization ...- Authors: Douglas Doll, John Fenton, Paul H LeFevre, Michael Winterfield
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Individual Tax Qualified Products
IRA's are not being met with great success. The primary concern is that the maximum contribution with respect ... profitability of a block of flexible annuity business, we care more about the net of the gains and losses than ...- Authors: Gilbert V I Fitzhugh, Robert J Ingram, Verne J Arends, O David Green
- Date: Jun 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Public Policy
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The Standard Nonforfeiture Law: Impact of Proposed Changes
the other. It could further go into a long-term care benefit. We realize that there are existing products ... products, life products with ancillary long-term care or even ancillary annuity-type benefits. But we're ...- Authors: Application Administrator, Eric Carlson
- Date: May 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance>Non-forfeiture benefits