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Group Long Term Disability
Security including family benefits or integrate the primary insurance amount only. To determine the proper ... Tax Income R@_laced By Disability Annual Income Primary Offset Full Offset $i0_000 98% 66% 20_000 93 74 ...- Authors: Paul W Anderson, Richard S Bilisoly, Robert W Grindley, Kurt K Von Schilling
- Date: Jun 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Digest of Discussion of Subjects of Special Interest - Individual Life and Health Insurance
regular limits by an amount which approximates primary social security benefits. Our new rule reads: ... Medicare benefits and an optional posthospital extended-care benefit rider. The provisions in these new forms ...- Authors: Larry C Ballard, Willis W Burgess, J Stanley Hill, Norman E Hill, Anthony J Houghton, Robert H Jordan, Maynard I Kagen, Bartley L Munson, Bruce E Nickerson, Julia Augusta Oldenkamp, Neil A Parmenter, Joseph C Sibigtroth, G. David Soderquist, Benjamin R Whiteley, Jerome J L Wolf, E Forrest Estes
- Date: Jun 1966
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Individual Disability Insurance Opportunities for Life Insurers
reinsurance lines, which include IDI and long-term care. Currently, Munich American Reinsurance is a recognized ... socio-economics of that field changed to a managed-care crisis, it was ill prepared to sustain the volatility ...- Authors: Andronico L Castillo, Daniel D Skwire, Erica Morrison-Brazitis, Application Administrator
- Date: May 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Disability Income
disability insurance needs to be approached with great care, because the insurer is locked-in to the rate structure ... asset-adequacy conclusions. In the past, the primary means by which we have convinced ourselves that ...- Authors: Paul D Hitchcox, Albert Riggieri, David E Scarlett, Robert J Shlifer
- Date: Jan 1992
- Competency: External Forces & Industry Knowledge
- Topics: Health & Disability>Disability insurance; Public Policy
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Group LTD
from one-income families or were at least the primary wage eamer from two-income families. Secondary ... remain at work or return to work, if they were the primary wage eamer of the family. For most companies, the ...- Authors: Frederick Brown, Julia T Philips, Wayne V Roberts, Timothy W Knott, Stephen Mitchell
- Date: Apr 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Current Reserving Issues for Disability Insurance
the experience data. Why margins? Because the primary purpose of statutory reserves is to assure company ... assumptions need to be appropriately conservative. The primary risks that need to be provided for are: (1) ordinary ...- Authors: Kenneth W Faig, Charles Meintel, Vincent DeMarco
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Digest of Discussion of Subjects of Special Interest - Individual Life and Health Insurance
eligible monthly earnings after 1950 of $300, the primary disability benefit is $112.40 monthly, with a ... average eligible earnings of $400 a month, the primary disability benefit is $135.90, with a maximum ...- Authors: Raymond A Bierschbach, Elmer Billman, Wilbur M Bolton, William C Brown, Willis W Burgess, Louis Garfin, Curtis D Greene, J Stanley Hill, Robert N Houser, Storm Johnsen, Wallace R Joyce, Maynard I Kagen, Thomas J Kelly, Oscar R Klein, Frank Klinzman, Ernest J Moorhead, Richard H Morse, Joseph C Noback, Herbert Orenshein, John Price, Anna M Rappaport, George A Reynolds, William Henry Schmidt, Robert Shapland, Richard H Tallman, William T Tozer, Charles N Walker, Benjamin R Whiteley, Ralph E Young, JOHN H MILLER, Warren R Adams, W Harold Bittel, Alton P Morton, Edwin B. Lancaster, Alexander Marshall, Alfred L Buckman, Charles B Baughman, Melvin C Pryce, William B Dandy, Robert N Powell, Stuart F Conrod, Schuyler W Tompson, Maurice H LeVita, Henry F Scheig
- Date: Apr 1966
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Opportunities in Under-Penetrated Disability Markets
and they don't really care a lot whether it was work-related. They do care about workers' compensation ... ) Employers also expect increased quality of care. (If you have one message going out about treatment ...- Authors: Frederic L Broers, David E Scarlett, Daniel D Skwire, Wendy Manners
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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The New Income Replacement Policies
result of an accident or sickness and is under the care of a doctor. Total disability is never required ... marketing the product. The usual brochures, as well as direct mailing pieces and rate books were developed, and ...- Authors: Andrew M Perkins, Robert L Spies, JOHN HAYNES MILLER, William C Koch
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Distribution Issues Facing Individual Disability Income Insurance
product and marketing implications that have a direct bearing on distribution. I will come back up and ... beneficiary or the insured is not necessarily a direct beneficiary. There's not as much potential for ...- Authors: Michael B Koopersmith, Richard A Magro, Jeffrey Kay
- Date: Oct 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance