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Updated Regulatory Gamut—From OFC to PBR and In Between
provision that, on heavily coinsured term insurance, direct versus ceded modal pre- mium differences would ... annuities and health insurance, including long-term care. Summary As always, there are a host of regulatory ...- Authors: Norman E Hill
- Date: Nov 2009
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Small Talk
- Topics: Public Policy
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New UVL Update
be failure to preserve sufficient funds to take care of the long- run promises of the insurance company ... harder to determine. The other approach is a direct approach, which is what Professor Babble is trying ...- Authors: Arnold Dicke, Meredith Ratajczak, Robert Wilcox
- Date: Jan 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Individual Annuities
purpose, which is guaranteed retirement income. Care should be taken in issuing large contracts (e.g ... deferred annuities (FPA). To avoid duplication, I will direct my remarks to an overview of FPA contracts currently ...- Authors: John Fritz, Howard H Kayton, Steven R Linney, Richard A Swift
- Date: Jun 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Public Policy
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Individual Tax Qualified Products
IRA's are not being met with great success. The primary concern is that the maximum contribution with respect ... profitability of a block of flexible annuity business, we care more about the net of the gains and losses than ...- Authors: Gilbert V I Fitzhugh, Robert J Ingram, Verne J Arends, O David Green
- Date: Jun 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Public Policy
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Tax Issues
seriousmatter of policyholderrelations,companiesmust take care becausethe IRS has plenty of authority to inflictcompany ... out there alone. On the other hand, remember the primary rule, and that is, be reasonable. If the crowd's ...- Authors: Application Administrator, Bruce Booker, Douglas N Hertz
- Date: Jun 1992
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy; Public Policy
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Individual Annuities
which, I think, the life insurance business must care- fully consider. The next chapter arose in the ... rule also has some language that says, if the primary business of the insurance company is selling these ...- Authors: Edward H Baker, Samuel H Turner, William T Gibb, Jack P Barger
- Date: May 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Public Policy
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State Variations from Standard Law
in the opinion while others probably could not care less, especially for opinions from nondomiciliary ... state's variations from the NAIC models. The primary users for this system will be state regulators ...- Authors: Thomas Campbell, J Duran, Wm Harold Phillips, Shirley Hwei-Chung Shao, James Van Elsen
- Date: Jan 1996
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Equity-Indexed Products - Financial Issues
is the participation rate. I think that is the primary basis of competition and why you see companies ... companies are doing, can we be a little bit more direct as to what we see are the major threats to this ...- Authors: Barbara Snyder, Francis Sabatini, Douglas A George, Kevin F Leavey
- Date: Sep 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Annuities>Equity-indexed annuities; Life Insurance; Public Policy
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Small Company Issues
majority of the situations came up to be the primary concern. Since generally recognized expense table ... have to look at your respective mortality on the direct side. Can you use YRT rates from the reinsurer ...- Authors: Charles K Chacosky, Paul J Sulek, Douglas Knowling, Rodney Keefer, Brett E Morris
- Date: Sep 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Cost Disclosure in Individual Life Insurance
inquires about cash values on the policy he could care less about the present value of nonforfeiture factors ... NAIC's use of multiple index numbers and facilitates direct cost comparison between policies, (4) disclosure ...- Authors: Russell R Jensen, J Bruce MacDonald, Norman K Martin, William F Sutton
- Date: Oct 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance; Public Policy