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Changing Patterns in Insured Mortality: Do We Understand Them?
actuarial research, financial actuarial work, direct response life, A&H pricing and product development ... disposable income, environment, public health, direct healthcare expenditures, education, and public ...- Authors: Nicholas M Simonelli, Mary Broesch, Katherine Anderson, Richard G Rogers, Chris Noyes
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality
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The New Medical Impairment Study
3. Insured lives probably receive better medical care. 4. Insurance experience is adversely affected ... years since the 1951 study was published. Thus, direct comparisons with data from that study are limited ...- Authors: Donald C Chambers, Donald L Gauer, G Rodney J Letts, Denis W Loring
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality
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Dying Young. NOT!
and it was reallyhardto go through. There are 25 primary tablesby issueage, policyyear, and sex, and likeyou ... the quittingof smoking, it's the improved medical care and holistic lifestylesbecoming popular,the jogging ...- Authors: Diane Storm
- Date: Oct 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Reserves - Annuities; Experience Studies & Data>Mortality; Pensions & Retirement
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Mortality in the 21st Century
of the employee and the healthy retirees. The primary focus should be on the first three sets of data ... putting in all healthy lives so that you have a direct comparison for the UP 94. We do not plan to have ...- Authors: Thomas Edwalds, Edwin Hustead, Marilyn Miller Oliver, Michael Sze
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality
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Reinsurance
Insurance Company. 985 906 OPEN FORUM We sampled direct claim experience for the years 1978 to 1982 to ... and reflect this experience in actual pricing. Direct writers should do the same and not insist on making ...- Authors: Application Administrator, Gordon K Dowsley, Denis W Loring, John E Tiller, Michael R. Winn
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality; Reinsurance
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Quantifying the C-2 Risk [Premium Insufficiencies, including Increasing Claims and Expenses]
certificate, it may be the secondary cause not the primary cause and, in many cases the cause of death may ... responsible. FROM THE FLOOR: Even though the primary problem will be in future sales, do you see us ...- Authors: Michael Cowell, Daniel J McCarthy
- Date: May 1987
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Financial Reporting & Accounting>Statutory accounting
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Joint Meeting Of The Reinsurance Section And The Individual Life Insurance And Annuity Product Development Section - New Term Products For The Large Policy Market
in this position can certainly afford top health care, but he is also under per- manent stress. If he ... centered on actual company experience of certain direct writers as well as actual reinsurance acmpany experience ...- Authors: James F Allen, Gottfried O Berger, Allen D Booth, D Alan Little, R Stephen Radcliffe, Harold D Singh, Irwin T Vanderhoof
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality; Life Insurance>Term life
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Digest of Presentation and Discussion of Report on the Need for a New Mortality Table
companies to examine their underwriting practices very care- fully, and many included in the standard classification ... those produced by its underlying data. Since the primary use of the new table was expected to be for valuation ...- Authors: Society of Actuaries
- Date: Nov 1956
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality; Financial Reporting & Accounting>Statutory accounting
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Mortality Experience and Underwriting Standards
amounts are normally larger face amounts, over the direct company retention, and so normally are not the ... lapsation and the level of underwriting have a very direct impact on the mortality results. Term 100 products ...- Authors: Application Administrator, Crispina Caballero, Stewart Citroen, Alexander Jardin
- Date: May 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance
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Recent Trends in Individual Life Mortality
will celebrate its 20th year in business. Our primary business activity over that period of time has ... Volume 23 is $80 less for Company B, the agent will direct the insured or applicant there. The same thing ...- Authors: Jay Biehl, Allen Klein, Paul A Schuster, David G W Bragg, Mary J Bahna-Nolan
- Date: Oct 1997
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality; Life Insurance>Underwriting - Life Insurance