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  • 2007 Individual Life and Annuity Expense Study Summary Report
    channels: Career, Brokerage, PPGA, Multi-Line, Direct Response, Other and Unallocated (that expense ... particularly evident for Variable products. The primary explanations for this variation included the ...

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    • Authors: Application Administrator
    • Date: Jan 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • Expense Strategy and Pricing Considerations
    a particular function increases. There are two primary factors contributing to this: scale effect, and ... Wright Patterson Air Force Base observed that the direct labor hours used to assemble aircraft decreased ...

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    • Authors: Keith Gubbay, John Yanko, Andrew S Cherkas
    • Date: May 1991
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • 2004 Individual Life and Annuity Expense Study - Summary Report
    channels: Career, Brokerage, PPGA, Multi-Line, Direct Response, Other, and Unallocated (that expense ... particularly evident for Variable products. The primary explanations for this variation included the recent ...

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    • Authors: Application Administrator
    • Date: Jan 2004
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • 2009 Individual Life and Annuity Expense Study Report
    Personal Producing General Agents (PPGA), Multi-Line, Direct Response, Other and Unallocated (those expense ... particularly evident for Variable products. The primary explanation for this variation included the recent ...

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    • Authors: Society of Actuaries
    • Date: Oct 2012
    • Competency: External Forces & Industry Knowledge
    • Topics: Annuities>Expenses - Annuities; Life Insurance
  • Expense Management
    expenseassumptionsfor pricingor managing in force, start with the direct unit and policycosts. You want to add the appropriate ... as variable or fixed. Some people use the terms direct and indirect, marginal and overhead. For purposes ...

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    • Authors: Greg Mateja, Application Administrator
    • Date: May 1993
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • Do You Know How Much You're Spending? The Hidden Costs of Product Complexity
    Maybe you're a life company going into long-term care (LTC), for example. Or it could be that you're ... definitive question you must ask yourself is: Do you care if your competitors know? As we get into a environment ...

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    • Authors: Application Administrator, Vincent Granieri, Paul Haley, Van Beach
    • Date: Oct 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Life Insurance>Expenses - Life Insurance
  • Agent Compensation and Expense Issues
    experience in the life insurance industry, and his primary areas of expertise are financial reporting and ... this at work with a couple of firms. These are direct impacts to the bottom line to the organization ...

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    • Authors: Gaetan Nicolas, John F Bevacqua, Steeve Jean, Michael Herman
    • Date: May 2002
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Expenses - Annuities; Annuities>Marketing and distribution - Annuities; Life Insurance>Expenses - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • 2004 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities
    2004 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities This is an article ... chan- nels: career, brokerage, PPGA, multi-line, direct response, other and unallocated (those expenses ...

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    • Authors: Steven Siegel
    • Date: Oct 2006
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Annuities>Expenses - Annuities; Experience Studies & Data; Life Insurance>Expenses - Life Insurance
  • 2005 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities
    2005 Inter-Company Expense Study of U.S. Individual Life Insurance and Annuities Results of ... channels: career, broker- age, PPGA, multi-line, direct response, other and unal- located (those expenses ...

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    • Authors: Steven Siegel
    • Date: Nov 2007
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Annuities>Expenses - Annuities; Experience Studies & Data; Life Insurance>Expenses - Life Insurance
  • 2001 Individual Life and Annuity Expense Study
    2001 Individual Life and Annuity Expense Study A summary of the 2001 Individual Life and Annuity ... channels: Career, Brokerage, PPGA, Multi-Line, Direct Response, Other and Unallocated (that expense ...

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    • Authors: Sam Gutterman
    • Date: Nov 2003
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Annuities>Expenses - Annuities; Experience Studies & Data; Life Insurance>Expenses - Life Insurance