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Financial Integration of the Pricing Process
Aegon USA chosen to use value added as one of our primary manage- ment information tools? One reason is because ... parent company because we were going to use it as a primary communication tool with them, and we wanted something ...- Authors: Patricia Guinn, Douglas C Kolsrud, Philip Polkinghorn
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Profit Standards and Surplus Objectives in the Design of Individual Products
objectives to individual policy objectives, our primary tool is a model of both inforce and new business ... on Equity, and GAAP Earnings progression. The primary parameters which we are adjusting are sales objectives; ...- Authors: Stephen D Bickel, C S Kit Moore, David M Mordorski, Henry B Ramsey
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Pricing Technologies for the 1980's
relative net costs? 6. What will be the actuary's primary pricing problems in an increasingly competitive ... alternatives to the life table model. It remains the primary tool for individual product pricing to- day, and ...- Authors: Clayton A Cardinal, Peter F Chapman, Joseph M Fitzgerald, Robert Shapiro
- Date: Apr 1980
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Preferred Risk Plans: Should We Have Three Classes or Six?
attention to Select Quote television ad and Matrix Direct on the radio and anything else they hear about ... number of classes offered by the majority of your primary competitors? Once again, we're talking about those ...- Authors: James Atkins, Allen Klein, David A Rains, Jennifer K Richards, Carl J Macero
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Selected Individual Life Topics
along through a lower premium. I suspect that the primary reason for this preference lies in the simplicity ... development, it seems to me that they should have a primary role as the source of new product ideas. Most of ...- Authors: Paul J Overberg, Rodney R Rohda, Phillip A Turberg, Robert James Jordan
- Date: Apr 1979
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Non-Smokers Policies
of Medicine of _arch of last year estimated that direct health costs attributable to cigarette smoking ... who smoked "high" tar-nicotine cigarettes. If you care to research this further you can see the article ...- Authors: Daniel Case, Michael Cowell, Marshall H Lykins, Elena O. Nightingale, Nathan Maccoby
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Fine-Tuning the Product Development Process
creativity was National Travelers with the long-term care rider. They were the first on the street with it ... minute National Traveler came out with long-term care, I bet every company in here went to their local ...- Authors: Shane A Chalke, Gregory D Jacobs
- Date: Jun 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
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Ordinary Pricing, Product, and Marketing : Adaptations To An Inflationary Economy
Ordinary Pricing, Product, and Marketing : Adaptations To An Inflationary Economy This presentation ... inflation. While inflationary forces have their primary and seemingly obvious impact on expenses, those ...- Authors: Daphne D Bartlett, Wilfred A Kraegel, Clement B Penrose, Robert Shapiro, Ronald E Timpe
- Date: Mar 1975
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance
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Pricing On A Unisex Basis - Considerations
the schedule of charges changes. Now, why do we care about the definition for renewal by agreement? It ... legislature who was very much pro-unisex, did not care what arguments you used. It was an equal opportunity ...- Authors: Christian J DesRochers, Barbara Lautzenheiser, Klaus Shigley
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Public Policy