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Individual Life Product Development
stapled the two contracts together - a rather more direct approach. INDIVIDUAL LIFE PRODUCT DEVELOPMENT ... 2. Special Considerations i. CRVH Reserves - A direct application of the Standard Valuation Law yields ...- Authors: David R Carpenter, Douglas G Draeseke, David M Mordorski, Steven A Smith
- Date: Jun 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Public Policy
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Demutualization - Update And Perspective
amount of the stock. The Superintendent just didn't care for that. Late this spring a change was made in ... are only one hundred mutuals to speak of. The primary causes for demutualization are a desire for growth ...- Authors: Waid J Davidson, Curtis E Huntington, Daniel J McCarthy, Lawrence Segal
- Date: Oct 1985
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Public Policy
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Personal Casualty Lines on a Group Basis
significant sum, especially for auto insurance, our primary concern this morning. Third, chances are that no ... membership thereby completely eliminating the primary market for "true group" auto insurance, employers ...- Authors: Vincent W Donnelly, Daniel J Flaherty, C Ronald Riley, Dennis E Hoffman
- Date: Apr 1978
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Group plans - Life Insurance; Public Policy
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New Actuarial Standards for Insurance Company Reporting in Canada
First year commissions are 50% of premiums, other direct first year expenses are 50% of premiums, indirect ... outset, I would like to state that GAAP has as its primary objective the proper matching of costs and revenues ...- Authors: Kenneth T Clark, Daniel J Kunesh, Robin B Leckie, Michael Rosenfelder
- Date: May 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting; Public Policy
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Demutualization
York legislation) is that shareholders can take care of themselves. As long as they have sufficient information ... involved in a variety of business activities, our primary source of revenue is providing a research advisory ...- Authors: John H Flittie, Neil Haynes, Jay Jaffe, Frederick S Townsend, Julius Vogel, Harry D. Garber
- Date: Jun 1985
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Public Policy
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Approaches to Underwriting Disability Insurance
distribution channel, whether you are selling to brokers direct or using the Internet, which is starting to show ... your distribution. If you're going to sell it direct to the employer, through a broker, which is the ...- Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
- Date: Oct 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Public Policy
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Cash-Flow Testing as a Management Tool
products. Once products have been issued, the primary management opportunity on the liability side is ... actuaries that currently have investment as their primary function. So communications between the actuary ...- Authors: Donald Behan, Yvon Charest, Susan Kimball
- Date: Jun 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Cash-Flow Testing for Product Actuaries
assumption of mortality and morbidity risk is the primary source of prof,. But many other insurance products ... deferred annuities, have interest rate spread as the primary, or at least a very critical, source of profitability ...- Authors: David N Becker, Application Administrator, Donna Claire, Martin Klein, Anne Katcher
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Finance & Investments>Investment strategy - Finance & Investments; Public Policy
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Individual Annuities
purpose, which is guaranteed retirement income. Care should be taken in issuing large contracts (e.g ... deferred annuities (FPA). To avoid duplication, I will direct my remarks to an overview of FPA contracts currently ...- Authors: John Fritz, Howard H Kayton, Steven R Linney, Richard A Swift
- Date: Jun 1978
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Public Policy
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New Standard Valuation Law SVL
which is just a failure to exercise due professional care or failure to follow professional standards. Then ... is that you first must choose your clients with care. Conduct an investigation of them before you accept ...- Authors: Paul Bell, Daniel J Kunesh, Karen MacDonald, James N Gorsline
- Date: May 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Public Policy