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Loss Ratio Analysis
a valid test of product choice from the consumer' s viewpoint? 5. Is there a correlation between "Loss ... 3) using realistic assumptions as to interest mortality, withdrawal, morbidity and underwriting selecticn ...- Authors: Charles Habeck, Paul Janus, Francis T O'Grady, Robert Shapland
- Date: Jun 1980
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Ordinary Insurance - Underwriting
extension of guaranteed issue underwriting, special mortality assumptions based on, but slightly higher than ... of individual policies ~here a satisfactory mortality result depends on the application of one or more ...- Authors: Karl M Davies, Ernest J Moorhead, Edward A. Lew, Andrew C Webster, Alton P Morton, Earl M Macrae, Daton Gilbert
- Date: Mar 1960
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Underwriting - Life Insurance
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Financial Performance Measures for Mutual Companies
"benign neglect." Premiums came, profits came in, mortality went down, expenses were manageable, lapses were ... FOR MUTUAL COMPANIES particularly in the group annuity area, used our internal adjusted earnings concepts ...- Authors: David Ingram, Howard L Rosen, Michael Slipowitz, Forrest Allen Spooner, James L Wertheimer
- Date: May 1987
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting
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Work Site Health Products: Keys to Successful Programs
Society of Actuaries Note: The chart(s) referred to in the text can be found at the end of ... to mass enrollment; it lends itself to a kitchen table sale, more like direct insurance. In long-term ...- Authors: Norman E Hill, Daniel Winslow, Darrell D Spell, Michael Fish
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Small Group And Mini-Group Market
would call rate specific or the offering of a rate table. If an employee who was 40 years old leaves, that ... group average rate is not guaranteed, the rate table is guaranteed. In order to get a differentiation ...- Authors: Ronald J Dandy, Alan N Ferguson, Jerome M Stein, Irwin J Stricker, Richard B Sieben
- Date: May 1984
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability
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Bayesian Inference Resistant to Outliers, Using Super Heavy-tailed Distributions, for the Calculation of Premiums
1 σ fi ( xi σ ) = 1 sxi N ( log xi − log σ s ) , where N(·) is the density of a N(0,1) Speaker: ... 1 σ fi ( xi σ ) = 1 sxi N ( log xi − log σ s ) , where N(·) is the density of a N(0,1) Speaker: ...- Authors: Alain Desgagne, JEAN-FRANCOIS ANGERS
- Date: Jan 2007
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Innovative solutions
- Topics: Modeling & Statistical Methods>Bayesian methods
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Surplus Management Strategies
estimate of the company's cost of capital. MR. DALE S. HAGSTROM: I do not want to dare disagree with Hank ... understanding is that there are more restrictions on a U.S. life insurer's ability to raise debt than there ...- Authors: Donald Behan, Donald Solow, Francis (Hank) Lauricella
- Date: Apr 1995
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Capital management - Finance & Investments; Life Insurance>Capital - Life Insurance
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Use of Generally Accepted Accounting Principles [GAAP] for Management Reporting
the deviation that has occurred from assumed mortality rates, the other is the deviation from the assumed ... Second, the claims deviation from the assumed mortality rates is based on the recast plan and the recast ...- Authors: Robert L Collett, Glen Gammill, Philip Polkinghorn, R Larry Warnock
- Date: May 1987
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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Research Activities in Non-Traditional Marketing
limit our market specifically to the eleven million U.S. American Express Card members. What this means ... American Express Card member base compared to the U.S. Financial Service user. What it does not do is say ...- Authors: Charles Coatsworth, G Mangum, David F Steppat, Charles Thalheimer, Jane E Black, Donald P Williamson
- Date: Jan 1988
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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Disability and Accident and Sickness
Benefits 2 and 3 as given in the 1952 Re- ports of Mortality and Morbidity Experience. The rates of disablement ... disablement were combined with the CSO mortality rates and all calculations based on 2{% interest. The loading ...- Authors: Society of Actuaries, Charles M Beardsley, William J Sullivan, Paul C Moore
- Date: Jun 1954
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Accident insurance; Health & Disability>Disability insurance