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  • Product Matters, February 2018
    unlike most tra- ditional rating variables, bears no direct causal relationship to insurance losses. Rather ... and time consuming, but necessary, exercise for direct life insurance writers. Simply put, the underwriting ...

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    • Authors: Society of Actuaries
    • Date: Feb 2018
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • Term Life Insurance Market Update
    Term Life Insurance Market Update Summary of 2017 Milliman broad- based survey on term life insurance, ... their profit goals for ROP term products. The primary reasons reported for not meeting profit goals ...

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    • Authors: Susan Saip
    • Date: Jun 2018
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Term life
  • Predictive Modeling Techniques Applied to Quantifying Mortality Risk
    Predictive Modeling Techniques Applied to Quantifying Mortality Risk In this article, the author ... indica- tors of frequent/better quality of health care, which would al- low for early detection and mit- ...

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    • Authors: Vincent Granieri
    • Date: Oct 2015
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • 2017 CSO Implementation: – Product implications and considerations
    2017 CSO Implementation: – Product implications and considerations This article compares and contrasts ... the 2017 CSO and the 2001 CSO, there are a few primary dif- ferences. 1. Unlike prior versions of the ...

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    • Authors: Mary J Bahna-Nolan
    • Date: Jul 2016
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Reserves - Life Insurance
  • Market-Consistent Pricing As The Market Sort Of Normalizes: Separating the permanent from the temporary grayness Part 2 of 2
    decisions. The more complex the product, the more care must be put into planning the reporting, which ... Modernization Initiative (SMI), the Dodd-Frank bill, health care reform and the Foreign Account Tax Compliance Act ...

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    • Authors: Eric Clapprood
    • Date: Jun 2011
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Product Matters!
    • Topics: Annuities>Investment strategy - Annuities; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Investment strategy - Life Insurance
  • Product Matters! February 2020
    guarantees, term to 100 (in Canada) and long-term care policies, compa- nies have seen lapse rates of less ... were hit with sizable rate increases on long-term care policies. When dealing with the risk of assumption ...

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    • Authors: Society of Actuaries
    • Date: Feb 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • New Flexibility for VUL Product Design in New York StateSurrender Charge Limits Revisited
    New Flexibility for VUL Product Design in New York StateSurrender Charge Limits Revisited The ... Rationale This interpretation is arrived at by care- fully tracing the logic of 11 NYCRR 54.7 as follows: ...

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    • Authors: Robert Hafner
    • Date: Aug 2001
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
  • Then and Now
    Then and Now Then and Now 4294998740 6/1/2013 12:00:00 AM ... countability Act • Accelerated Death Benefits, Long-Term Care, Modified Guaranteed Annuities • Eliminated deduction ...

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    • Authors: Paula Hodges
    • Date: Jun 2013
    • Publication Name: Product Matters!
  • Structured Creativity: Six SigmaQuality and Product Development
    Structured Creativity: Six SigmaQuality and Product Development Product development ... development process, the following can be achieved: • Direct access to customer knowledge; • Ownership and buy-in ...

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    • Authors: Eva Goldstein
    • Date: Jan 2002
    • Competency: Professional Values>Practice expertise
    • Publication Name: Product Matters!
    • Topics: Actuarial Profession>Best practices
  • Notice 2004-61: Guidance on Mortality under IRC Section 7702
    Notice 2004-61: Guidance on Mortality under IRC Section 7702 Guidance and interpretation regarding ... made. However, Notice 2004-61 does not contain any direct statements identifying what such modifications ...

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    • Authors: Application Administrator, Craig R Springfield
    • Date: Mar 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Public Policy