Description: This is a discussion of the paper, 'The New Standard Ordinary Mortality Table' paper by Sternhell.

Description: This paper concisely presents formulas for calculating reserves with different mortality tables as well as formulas to relate reserves at different interest rates.

Description: Excel-based tables for 2017 CSO mortality rates.

Description: This paper presents specifications and formulas for determining life insurance policy reserves in compliance with Sections 5 and 8 of the NAIC model Standard Valuation Law as amplified by the NAIC Valuation of Life Insurance Policies Model Regulation, also referred to as Regulation XXX.

Description: Actuarial Guideline 38 has been one of the most discussed reserving changes in the past year. First proposed in late summer of 2004, several industry groups and LHATF have worked to reach consensus on this issue. The current draft is a compromise, sometimes referred to as the “CEO compromise” since the CEOs of several leading life insurers negotiated the language. From Small Talk Newsletter, November 2005, Issue No. 25.

Description: Excel-based tables for 2017 CSO mortality rates.

Description: Summary of the SOA research project on PBR Simplified Methods. Describes the multi-risk scenario generator, central estimate assumptions, assumption objectivity measures, and regulatory demonstrations per VM-20.

Description: This report presents the 1980 CSO and 1980 CET Tables on an Age Last Birthday ALB basis. These tables were derived from the 1980 CSO Age Nearest Birthday ANB Tables with the cooperation of the Committee to Recommend New Mortality Tables for Valuation. From Transactions of Society of Actuaries 1981, Vol. 33.

Description: This paper discusses some of the main principles of classical life contingencies generalized and formulated in the language of probability theory and develops generalized and exponential reserves. From Transactions of Society of Actuaries 1976, Vol. 28.

Description: This is an Excel spreadsheet that lists the 2001 CSO and 2001 VBT tables for various combinations of super preferred, preferred, and residual standard, for females and males, for smokers and non-smokers, and for ANB and ALB.